Analysis Topic: Personal Finance
The analysis published under this topic are as follows.
Monday, April 15, 2019
MINECRAFT at INSOMNIA 64 Games Festival / Personal_Finance / Gaming
By: Sami_Walayat
The Insomnia 64 gaming festival begins on the 19th of April 2019 at the Birmingham National Exhibition centre. Expect lots of hude displays of your favourite games such as for Fortnite and Minecraft, games which of course you can also sit down and play.
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Saturday, April 13, 2019
INSOMNIA 64 Games Festival - Bring Your Own Computer (BYOC) / Personal_Finance / Gaming
By: Sami_Walayat
The Insomnia 64 gaming festival begins on the 19th of April 2019 at the Birmingham National Exhibition centre. One of the key attractions of Insomnia is bringing your own computer and join the UK’s biggest LAN party. On site indoors camping is available for campers.
You can also even rent one on site if you don’t bring your own.
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Friday, April 12, 2019
INSOMNIA 64 Games Festival - Ticket Prices and Car Parking / Personal_Finance / Gaming
By: Sami_Walayat
The INSOMNIA 64 Games festival starts on Friday 19th of April. In past years its been held at the Ricoh arena this year it is being held at the Birmingham National Exhibition centre. Here's the run down of what to expect in terms of car parking and ticket prices.
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Saturday, April 06, 2019
How to Make Tax Day Less Painful / Personal_Finance / Taxes
By: MoneyMetals
As Tax Day approaches, millions of Americans are becoming increasingly filled with panic and dread.
The Trump tax cuts may offer some relief. But not everyone will benefit greatly from them. A few could even see a higher tax bill for 2018 thanks to newly imposed limits on certain deductions.
The tax code itself remains absurdly complicated, needlessly invasive, and patently unfair. Some of that unfairness targets precious metals investors in particular.
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Monday, April 01, 2019
UK Savings Market Boosted by Islamic Banks - Top Fixed Rate Bonds / Personal_Finance / Savings Accounts
By: MoneyFacts
Savers searching for a safe home for their cash may have noticed a change in the companies offering the top deals over the past decade, not only seeing new faces of challenger banks, but also that many more market-leading positions are being held by Islamic banks.
Two sectors within the savings market to gain special attention have been the one and two-year fixed bond sectors. Indeed, the latest analysis by Moneyfacts.co.uk shows that the current Best Buy deals within each of these two sectors are dominated by Islamic banks offering market-leading returns, and this has led to more competition from other brands looking to maintain a prominent position within the charts.
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Friday, March 29, 2019
Behind in Retirement Savings? It’s Not Too Late to Catch Up / Personal_Finance / Pensions & Retirement
By: Jared_Dillian
You’ve screwed up:
- You’re drowning in debt.
- You haven’t saved for retirement.
- You’ve chopped yourself to bits in the stock market.
“Too late now, I’m screwed.”
You are not screwed. The only way you are screwed is if you are at retirement age already. Then it is kind of too late.
Friday, March 29, 2019
How to Make Money Efficiently in Your Spare Time / Personal_Finance / Money Making
By: Submissions
Most of us could do with just a little more money in order to feel comfortable and do all the things that we want to do. This assumes that you already have at least one wage coming in to your household and are able to pay your bills and put food on the table, but could do with just a little bit extra. Perhaps you're saving for a particular purpose or would just like some fun money. It also assumes that you have a certain amount of free time that you're prepared to dedicate to making that money.
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Wednesday, March 27, 2019
Loyalty Still Doesn’t Pay if Savers Stay with Biggest Banks / Personal_Finance / Savings Accounts
By: MoneyFacts
Savers searching for a flexible home for their hard-earned cash will still not find the best rates with the biggest banks*. Despite an increase to the Bank of England base rate in August 2018, many of the largest banks on the high street still fail to beat, or even match, its current level of 0.75%.
Indeed, the latest analysis by Moneyfacts.co.uk shows that as rates within the easy access market continue to improve, the difference in interest that savers could earn between smaller brands and high street names is widening. Now, the top rate overall pays 10 times more than the lowest big bank rate, which could equate to a difference in interest of £135 a year (based on a £10,000 minimum initial deposit)**.
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Wednesday, March 27, 2019
FCA to Introduce a Price Cap to be Introduced on Rent-to-own Goods / Personal_Finance / Shopping
By: Submissions
The Financial Conduct Authority will be introducing a price cap on rent-to-own goods from April 1st this year. The FCA are hoping that the price cap will save consumers in the UK around £22.7 million every year on the cost of products that are of everyday use such as fridges, cookers and televisions.
According to reports, in certain cases, consumers of rent-to-own goods are currently paying in total around 4 times more than the price of the good itself. The FCA hope to introduce the price cap to ensure that credit charges are unable to be more than the cost of the product itself. As well as the price cap, firms will have to benchmark their prices, such as delivery and installation, against the prices that are charged by three mainstream retailers. This benchmark will prevent firms from significantly rising their prices to get back the profits that they may lost from the cap on their prices.
Tuesday, March 26, 2019
Handy Ways to Boost Your Home Income / Personal_Finance / Money Making
By: Thomas
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Monday, March 25, 2019
EasySMX Wireless Games Controllers Review / Personal_Finance / Gaming
By: Sami_Walayat
This is a review of two models of EasySMX Wireless Game Controllers that we bought from Amazon for use with PC's, PS3 and android phones.
1. With a rechargeable battery that costs £20 https://amzn.to/2YtJ8VY
2. Requires two AA rechargeable batteries that costs £18 https://amzn.to/2UU4eKV
The rechargable controller comes with a recharging cable and both come with a USB stick and work with PC's, PS3 and android phones amongst other devices. See the video for our full review and why we consider these to be good 'cheap' games controllers.
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Friday, March 22, 2019
If You Get These 3 Things Right, You’ll Never Have to Worry About Money / Personal_Finance / Financial Education
By: Jared_Dillian
You have some money. Do you pay down the mortgage, or do you invest in the stock market?
You can use math to make this decision, but math is not much help because there is uncertainty.
- The stock market allegedly returns 8%, but sometimes a lot less.
- Your house will hopefully appreciate, but by how much? Nobody knows.
- And what are interest rates going to do?
- It also mostly depends on where you live in the country.
- There are tax implications to residential mortgages.
- Your own behavior is also uncertain—it depends on your risk tolerance and fear of the downside.
Friday, March 22, 2019
Will Bridging Loans Grow in Demand and Usage in 2019? / Personal_Finance / Debt & Loans
By: Boris_Dzhingarov
Bridging loans are often seen as commercial loans to cover a temporary funding shortfall or a delay in funding. They’re also useful for a variety of other situations like a delayed mortgage closing or buying a home at auction too.
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Thursday, March 21, 2019
This Formula Will Tell You How Much You Need to Retire—and It May Be More Than You Think / Personal_Finance / Pensions & Retirement
By: Jared_Dillian
How much money do you need to retire? Ask Google!
The first page gives you a wide range of numbers, mostly between $1 million and $2 million.
Of course, most people retire with less than that. They make it work.
Here’s my advice: stop thinking about retirement in terms of absolute numbers. It is all relative.
One of my longtime readers, Neile Wolfe, of Wells Fargo Advisors in Austin, TX has an elegant solution to the problem.
Sunday, March 17, 2019
Why Buy a Land Rover - Range Rover vs Huge Tree Branch Falling on its Roof / Personal_Finance / Motoring
By: HGR
One of the attractions of buying a Land Rover tends to be their robust build, i.e. they tend to be tougher than most of the cars on the road, able to cope with ruggard terrains and offer increased safety in terms of accidents. We'll in this video we found out what happens when a Big Tree drops a huge branch onto a Range Rover's roof. Find out what damage a branch does to the Land Rover that would tend to crush most other cars.
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Thursday, March 14, 2019
Tax Avoidance Bills Sent to Thousands of Workers / Personal_Finance / Taxes
By: Boris_Dzhingarov
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Wednesday, March 13, 2019
Land Rover Discovery Sport vs Multi Story Car Park - First Time Parking! / Personal_Finance / Motoring
By: HGR
So far I have gone out of my way to avoid parking my Land Rover Discovery Sport, large SUV in a multi-story car park for the obvious reasons I don't want to end up getting the sides or bumbers scraped or worse getting stuck especually as many of these multi-story car parks that dot the landscape were constructed when cars were signfiicantly smaller, where now it's definetly not straight forward to park a large 7 seater SUV, that and this being my first attempt means I made the whole process that much more difficult by failing to follow the arrows properly.
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Monday, March 11, 2019
Turkey Holiday Bazaar Extreme Jewelry Price Haggling - Fethiye Market / Personal_Finance / Shopping
By: Anika_Walayat
If your going to be holidaying in Turkey this year and are anywhere near the Dalaman / Fethiye area then you MUST visit the Fethiye Tuesday market! It is huge! Vibrant, bustling with variety, Turkish culture in action with plenty of bargains to be had if your upto the haggling challenge. It's a experience in its out right and its FREE, apart from the shopping. You get to see a side of the world that you don't usually see, full of tourists from all over the world of all types and ages, a true melting pot.
The market sells virtually everything under the sun, food, fruit, sweets, electronics, bags, all sorts of bags, trinkets, shoes, jewellery and clothes, tons of clothes, from the mainstay for tourists t-shirt's tons and tons of t-shirts to the local traditional garments.
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Sunday, March 10, 2019
Best Budget Gaming Headset 2019 EasySMX Review / Personal_Finance / Gaming
By: Sami_Walayat
This is a review of EasySMX's gaming headphones headset that we bought off Amazon for £18 (https://amzn.to/2EYU8CK). This competitively priced headset features a seperate headphone and microphone jacks, and a USB to power the cycling LED lights. The headphones can be easily used with a myriad of devices without othe need for any drivers, just plug in the headphone jack into for instance an Android phone, PC, or gamesconsole and they instantly work, same for the microphone jack, where an adapoter isprovided for single socket devices.Most importantly the sound quality from the low priced headset is excellant as illustrated by our video review.
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Friday, March 08, 2019
How High Cost Credit Affects Financially Unstable Families / Personal_Finance / Credit Cards & Scoring
By: Submissions
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