Analysis Topic: Personal Finance
The analysis published under this topic are as follows.Saturday, February 17, 2018
Loan Shark Nation: Forcing Our Kids To Choose Between Student Loans And Everything Else / Personal_Finance / Student Finances
It’s mid-winter, which means millions of high school seniors are winding up their childhoods and planning for what comes next. For many this next stage is college.
But in yet another example of how we baby boomers have rigged the system in our favor at the expense of pretty much everyone else, student loans – barely necessary when most boomers graduated 40 years ago – have become a life-defining problem for our kids and grandkids.
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Friday, February 16, 2018
Huge SMIGGLE Shopping HAUL, Pencil Cases, Drinks Bottles, Back Packs, Toys.... / Personal_Finance / Shopping
Here's addicted to all things SMIGGLE Anika's massive haul of virtually everything she has bought from SMIGGLE during the past 2 years, pencil cases, water bottles, back pack, puzzles, springs, toys, and of course loads, and loads of pens, pencils, erasers and other stationary items. And prepared to be SHOCKED when you see what she actually now takes to school each day!
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Tuesday, February 13, 2018
UK Savings Interest Rate Rises Brighten 2018, But Inflation Bites / Personal_Finance / Savings Accounts
Savers have had a more encouraging start to 2018, with rate rises galore and growing expectations of consecutive base rate rises throughout the year. Not only this, but with the Term Funding Scheme (TFS) coming to a close this month, savers will be expecting the market to recover, rather than worsen.
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Monday, February 12, 2018
Addicted to SMIGGLE Mega Review, Pencil Cases, Stationary, Back Packs, Drinking Bottles, Toys... / Personal_Finance / Shopping
Here's addicted to all things SMIGGLE Anika's MEGA Review of virtually everything she has bought from SMIGGLE during the past 2 years, pencil cases, water bottles, back pack, puzzles, springs, toys, and of course loads, and loads of pens, pencils, erasers and other stationary items. And you WILL be SHOCKED to see from this pile of SMIGGLE stuff what she actually now takes to school each day!
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Sunday, February 11, 2018
Best Cash ISA Savings Account for Soaring UK Inflation - February 2018 / Personal_Finance / ISA's
As the financial year draws to a close, many ISA savers will be busy seeking to capitalise on their 20k annual tax free ISA savings allowance, buoyed by mainstream financial press coverage as apparently UK interest rates are heading much higher which includes for savers as well as borrowers as the Bank of England is expected to continue hiking UK base rates and withdraw some of its support for Britain's banking sector such as the funding for lending scheme that has resulted in a catastrophic downwards death spiral in UK savings interest rates for the past 5 years. Resulting in savers literally being ripped off by the tax payer bailed out banking sector that for the duration have continued to bank bonuses on the basis of artificial profits engineered by the Bank of England in an attempt at recapitalisng the bankrupt banks all whilst the savers continue to suffer and pay the price in terms of loss of real terms purchasing power of savings as inflation continues to erode the heard earned wealth of savers.
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Sunday, February 11, 2018
How to Grow Tomatoes From Seeds, Homegrown Organic Money Saving Gardening / Personal_Finance / Gardening
Now (Mid February) is the right time of year to get started growing your own vegetables of which given the high shop prices tomatoes should be at the top of ones list. In this comprehensive guide, Sami shows literally how anyone, even a child can easily grow hundreds of tomatoes indoors in a small pot from seed germination, to planting, to hand pollination, to pruning and then enjoying the fruits for a whole years worth of money saving crops of healthy freshly organically grown home tomatoes, good for your financial and physical health as well as delivering a lot of self satisfaction
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Wednesday, February 07, 2018
How to Grow Dragon Fruit Trees From Seed, Germinate and Growth Over 1 Year UK / Personal_Finance / Gardening
It's going to be spring soon so many gardeners are probably already wondering how they will liven up their homes and gardens, of what seeds to plant to grow flowers and fruits. Maybe thinking of including a few exotics. In which case this video shows how to EASILY AND SUCCESSFULLY germinate and grow Dragon Fruit trees from seeds! It's literally child's play! And don't worry about trying to find seeds because the Dragon Fruits sold in your local supermarket will do just fine!
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Saturday, February 03, 2018
Letting a Land Rover Discovery Sport Fuel Tank Run to 0% Empty / Personal_Finance / Motoring
Given the poor fuel economy of Land Rover Discovery Sport's i.e. owners will be lucky to achieve 30MPG let alone anywhere near Land Rover's sales pitch of 53.3MPG. Add to that the small 50 litre usable fuel tank then Discovery Sport drivers will often see themselves running low on fuel, but what happens when you let your fuel gauge run to zero, 0% Empty, and just how reliable is the fuel gauge for I am sure Disco Sport drivers are soon aware that the fuel gauge tends to vary in its reading. We'll we put a Disco Sport to the test in this video to find out just how reliable the fuel gauge is and what happens at EMPTY.
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Tuesday, January 30, 2018
Savers Expected to Rejoice as Funding for Lending Scheme Finally Closes / Personal_Finance / Savings Accounts
Savers may be getting ready to celebrate the end of the Government’s Funding for Lending Scheme (FLS) tomorrow, as its effects on the market have been felt for over five years. When it arrived, savings rates plummeted to alarming levels as many banks and building societies took advantage of the scheme, and stopped working hard to entice savers’ deposits.
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Saturday, January 27, 2018
How to Check Engine Oil Level, Dip Stick, Land Rover Discovery Sport / Personal_Finance / Motoring
It is very important for Land Rover Discovery Sport owners to regularly check their engine oil levels because the Land Rover sales pitch of only requiring an oil change every 21,000 miles does NOT match the reality of real world driving as likely most will been requiring an oil change a good 10,000 miles before 21,000 miles have been driven. So do check you oil every 1000 miles or so to ensure it does not need topping up or changing. So find out in our latest video of how to easily check your oil level, which if low should be topped up to prevent a much earlier oil change than that which Land Rover suggests.
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Wednesday, January 24, 2018
How to Check Land Rover Discovery Sport Adblue and Oil Change Service Interval Levels / Personal_Finance / Motoring
It is very, very important for Land Rover Discovery Sport owners to regularly check their Adblue and Oil Change Service interval levels because they don't tend to change in line with what Land Rover states i.e. that an oil service is due every 21,000 miles etc. So checking ensures you are not suddenly caught off guard by a dash warning. Adblue is a mixture that is added to diesel fuel so as to lower emissions and meet EURO6 regulations. You car will have a 13 litre Adblue tank which technically should be consumed at the rate of 1litre per 1000 miles driven.
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Wednesday, January 24, 2018
Smiggle Python Puzzle Review / Personal_Finance / Shopping
SMIGGLE continues to go beyond pencil cases and stationary, increasingly featuring a multitude of products such as back packs and water bottles. In our latest Smiggle video we try their Python Puzzle, where it's 60 coloured tiles can be bent and clicked into making all sorts of shapes such as elephants and giraffes and what's more there are loads of guides online showing you how to make dozens of shapes.
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Tuesday, January 23, 2018
Cold Start to the Year as Interest-free Credit Card Competition Stalls / Personal_Finance / Credit Cards & Scoring
Entering a new year could open new opportunities to pay back debts, so we typically start to see competition heat up in the 0% balance transfer credit card market. However, so far this year these much-anticipated deals have been put on a bit of a back-burner, as there have been very few launches or improvements in the sector. Since the start of January, only two card providers (AA and Barclaycard) have improved or launched interest-free balance transfer offers.
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Monday, January 22, 2018
Why should you use high-quality YouTube to mp3 converter? / Personal_Finance / Internet
There are several reasons to convert YouTube videos into mp3 files. As you enter the URL of the video, you will get stripped down mp3 files. Upon successful transformation of the video, you can download the audio file in a very efficient manner. The operation can be performed by as no technical expertise is required to perform the step. You will want to open the required file on the YouTube. The link should be copied in the tool and the conversion will take place by clicking on the button. As you click on the ‘download’ button, you will be able to copy the mp3 file in a location of your choice.Read full article... Read full article...
Saturday, January 20, 2018
Kit Kat Joe the Mug Easy to Win Promotion / Personal_Finance / Freebies and Comps
Kit Kat are literally giving away 50,000 'Joe the Mugs' in an easy to win promotion. Find out what you need to do to win your own Joe the Mug(s) in our latest video. And yes, this really is very easy to win promotion so if you like KitKat's it's not one to miss!
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Thursday, January 18, 2018
UK Toys Craze of 2018 will be all things SLIME! / Personal_Finance / Shopping
2018 will likely see the US slime craze of 2017 sweep through the UK resulting in young children with small packets of slime disrupting schools with their slimy and messy consequences, and likely soon become banned substances. Here's, an early glimpse of what foretells for the slime craze of 2018 as Anika 9 and Eliza 3 literally try to get a messy grip with their first batch of various slimes from the spongy sparkly pink, to the very slippery and smiley white to the in between grey.
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Tuesday, January 16, 2018
The Worst Year on Record for Cash ISA Returns / Personal_Finance / ISA's
Cash ISAs have been a popular go-to for consumers looking to take advantage of their tax-free allowance, but over the years these deals have dwindled in both number and the returns offered.
The average return on cash ISAs over the past year was just 0.93%, the lowest seen on moneyfacts.co.uk records. In contrast, the average stocks and shares ISA returned growth of 11.75%*. In January 2017, the average cash ISA rate fell to its lowest level at 0.82%, but after several months of consistent rate rises, it has today hit 1.09%. This is, however, still much lower than what could be achieved just two years ago. In April, the anticipated ISA season gave very little, as the average easy access ISA rate and average notice ISA rate both fell to their lowest level.
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Monday, January 15, 2018
As Savers Demand Grows, Interest Rates Fall on Short-term Bonds / Personal_Finance / Savings Accounts
Moneyfacts UK Savings Trends Treasury Report data (not yet published) shows that the average one-year fixed rate has fallen for the first time since January 2017.
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Sunday, January 14, 2018
Everything SMIGGLE from Pencil Cases to Water Bottles, Pens and Springs! / Personal_Finance / Shipping
SMIGGLE must be commended for being an A1 first class business, for their marketing and product line very strongly appeals to children. However, SMIGGLE's success comes at a price, and that price is paid for by parents. Our latest video illustrates how the SMIGGLE craze manifests itself that has gone far beyond pencil cases and stationary. Even the ordinary water bottle has turned into an must have accessory for parents to pay for, and not just one bottle but the crazy situation of the need for multiple bottles!
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Friday, January 12, 2018
Land Rover Discovery Sport Panoramic Sunroof Questions Answered / Personal_Finance / Motoring
Thinking of buying a Land Rover? New or used? Well in this series I cover the real customer experience of what to expect when buying an approved used Land Rover Discovery Sport. In today's video we take a look at the panoramic sunroof, of exactly what to expect and how it functions. Answering questions such as it is transparent when looking from the outside in, and whether the sun roof still has power after the ignition is off, and if so for how long, and apart from the obvious question of what the panoramic sun roof looks like i.e. whether it's worth getting as an option on some trims.
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