
  Healthcare has to be Earned
Politics / 
Health and Fitness 
Jan 26, 2014 - 12:21 PM GMT 
By: Phill_Tomlinson 
	 
	
      
  Healthcare. Should it be   a right or should it be earned? Ask 99% of people and they will   probably state it is a right for everyone within a developed nation. I'm   the one percent. I believe healthcare needs to be earned. The crisis in   healthcare within developed countries has not come about from the free   market or a defunct laissez faire capitalist system. It has come about   from years of Big Government. There is no crisis in the software and   computer industry where costs are spiralling out of control with service   quality in decline. The freedom of the human spirit and mind is the   most powerful weapon to combat poverty. Abundant healthcare needs to be   earned.
Healthcare. Should it be   a right or should it be earned? Ask 99% of people and they will   probably state it is a right for everyone within a developed nation. I'm   the one percent. I believe healthcare needs to be earned. The crisis in   healthcare within developed countries has not come about from the free   market or a defunct laissez faire capitalist system. It has come about   from years of Big Government. There is no crisis in the software and   computer industry where costs are spiralling out of control with service   quality in decline. The freedom of the human spirit and mind is the   most powerful weapon to combat poverty. Abundant healthcare needs to be   earned.      
 
	
       Altruism is the status   quo with Big Government as the institution that forcefully implements   such principles. I used to be a believer in the "mixed economy", the current system that we are taught at school, the "right"   moral system that we should abide by. Then I started asking questions   and the more questions I asked the more contradictions I would unravel   whereby altruism is supposedly the only way a civilised society can be   run. Healthcare was one such mystery. Why do markets improve services   and bring down costs over time, yet I saw the so called "free market" healthcare   system in the United States do the complete opposite. Many accept such a   view; that the Healthcare system in the United States is free from   Government control and that Healthcare needs to provided by Government. I   didn't and kept asking questions; questions that need answering are   hard; accepting conventional wisdom is easy. Healthcare, just like food,   needs to be earned.
      
       Food is a similar   commodity to Healthcare in that it is vital for human existence.  In the   present time-frame we find ourselves in we have an abundance of food.   We can all comfortably eat ourselves to an early grave should we wish.   It wasn't always like this. Back in the 19th century food bills consumed   a large proportion of a workers pay. In the infamous 1848 food   shortages that ran throughout Europe, many including Karl Marx,   concluded that Capitalist systems had run its course. Food was a right.   Many Western countries thankfully did not implement collectivisation,   the policy to trick people into believing abundant food can be provided   by a coercive state. Instead food was to be earned. People set to work   improving agricultural methods, respecting private property and   allowing entrepreneurs the freedom with their minds and resources to   enable abundance. Thanks to such policies and people I now enjoy a   nutritional diet that a King would once have dreamed of. However in   countries that believed food to be a right the complete opposite   happened. Under Tsarist Russia, a backward political system, the country   exported grain to Europe. Under Collectivisation, food, rather than to   earned, was deemed to be a right for all of society. In Lenins famous "bread, land and peace"   speech the stage was set for the inevitable food shortages that would   occur. Russia could put a man in space but they couldn't provide basic   staples for the majority of the population. During the   1960's Khrushchev sold of a third of Russia's Gold reserves in order to   avoid mass starvation. Zimbabwe, once the bread basked or Africa, under   collectivisation became a barren land of pestilence and starvation for   its people. Food, it was claimed in such countries, to be right.
       
      
       Do we give a people a   right to a car? To a phone? To a computer? To a 40" flat screen TV? When   Henry Ford set out to make a car that was affordable for the common man   many in the industry said it couldn't be done and he was mad for even   trying. Well we should all be thankful for the people who have a healthy   disregard for the status quo. Once an object of the elite Henry Ford   revolutionised the way cars were made making them affordable. Re-known   for his obsession to detail he had no interest in being a CEO in the   office with elaborate job titles, instead he was constantly on the   assembly line looking to make things more efficient. Innovation such as   the moving assembly line and asking questions of why does that man have   to turn for that component it should just be there, were the hallmarks   of an wealth maker. He became rich but he made us all far richer in the   process and we didn't have to lift a finger. Three Quarters of Americans   who are classed as living in poverty now own a car thanks to people   like Henry Ford. If the Government had mandated a car is a right that   would not be the case - it would still be an object for the wealthy   elite. Instead a car had to be earned with hours of dedication and   freedom for individuals to pursue their own selfish interests.
       
      
       If the Government had   introduced a policy that mobile phones during the late 1980's should be a   right for everyone what would have happened? One can be sure that   the innovation that occurred over the next 25 years would not have   happened. Back in the 1980's mobile phones were expensive. It would have   required a subsidy program, regulation and government enforcement in   the industry in order to provide a phone to everyone. Freedom for the   wealth creators to pursue their own interests would have been blocked as   the government would have artificially supplied everyone with a phone.   Thankfully we had to earn that right. Now anyone can have a phone; the   old ones go free. Phones are now so sophisticated its incredible. Car   navigation, language translation, bar-code scanners, sound systems, all   round entertainment wherever we go.
       
      
       Why is all this   important for healthcare? Because I believe healthcare is no more a   right than any of the above. It needs to be earned and if it is earned   then healthcare becomes abundant for all including the poorest in   society. So the first thing to tackle is Americas so called "Free market" healthcare system. 
       
      
       Around 50% of Healthcare   payments in America is spent by government due to   regulations, Medicare and Medicaid; I should just stop there as even   an ardent socialist will realise that this is far from a free market.   Then there is licencing. This is a process to ensure a limited supply of   labour is supplied to a particular field in order to drive labour rates   up for doctors. That's what creates artificial supply in doctors or a   specialist. In the 19th Century Doctors didn't like the fact that anyone   could enter medicine so lobbied government to restrict entry - under   the guise of "helping"   people. In reality all it did was to skew market forces and monopolise a   profession. A monopoly that also controls how medicine should   be practised stifling creative thinking. In Software this doesn't   happen. Anyone can code you don't even need a degree despite the fact   many computer systems are critical to all our lives and complex. Its   based on reputation and merit; not monopoly organisations that can   control entry. People quit university and never even qualify with formal   education. Bill Gates didn't even do his degree in computers yet is one   of the most renown names in the field and we all trust him with the   software his company creates (and by all accounts he is a very good   programmer).
       
      
       Regulations in Americas   healthcare system is a maze. Insurance policies in America include no   direct correlation on lifestyle habits, age or previous history - the   government bans it. Catastrophic healthcare is not an option, instead   people claim insurance for routine inspections. Its like getting   insurance for your car and the government mandating that it must include   an oil change, wax and clean every month and minor wear and tear on   parts such as tyres. There's a reason we just insure for major car   damage and pay cash for tyres and optional extras. Its a more efficient   way of people looking after property. If tyres were included then there   would be no incentive for people to ensure they did not "burn rubber"   or to maintain their tracking which rip through tyres. Insurance would   rise as a consequence quite considerably. By regulating the government   stifles start-ups that cease to even exist. Just getting a   new drug approved means only large companies can create such 
innovations with all the paperwork involved no young start-up can do this.   If there are huge costs and regulations as to what can be done then   such start-ups will never exist. Free markets encourage trial and error.   American healthcare persecutes such behaviour. 
 
      
       Insurance in some cases   has to cover for example massage therapy which many individuals would   see as a non essential item. There's a whole host of treatments that "must"   be included in a healthcare policy. Insurance companies can not offer   insurance between states due to Government regulations. Patent laws   enforced by Governments drive the price of drugs up. The West in my   opinion are unwittingly pursuing genocide in continents like Africa due   to such restrictions (patents are another issue for discussion, immoral   and against free trade). As the Government is the largest single payer   in America for healthcare they have no price conscious. There are flat   fees for patient treatment resulting in no innovation to drive down   costs. Why do hospitals need to drive down costs when the price paid   will always be the same. Employers get tax breaks for offering employers   insurance as part of their employment. Its like getting your car   insurance paid by your company, the price concious consumer is removed.   There should be no tax break and consumers should choose as required.
       
      
       As the Government pays   in many medical cases people have no incentive to look after their   health. When healthcare is a right and someone else is paying, why   bother. New technology should be making healthcare more inexpensive and   plentiful instead the complete opposite is seen. If we have a MRI   scanner shouldn't such equipment diagnose people quicker and require   little human intervention. Yet costs continue to go up, despite the fact   that the electronics field for example where equipment becomes more   sophisticated and yet the costs to the end consumer continue to plummet.
       
      
       With all the Regulation   this stifles entrepreneurial doctors. If the Government has fixed prices   and fixed rules on what they can do then how can your doctor challenge   the status quo? How can they as experts use their judgement to make   things more efficient? Many entrepreneurs in software were derided as   nuts and went against what was convention in their selective field.   Steve Jobs, Bill Gates, Larry Page and Sergy Brin. As IBM once said to   Bill Gates "All the money will be in the computers; not the software", or when Steve Jobs and Wozniak created Apple, computer executives used to quip "What would an ordinary person want with a computer?".   When the google co-founders decided that they would index the Internet   that was growing at an exponential rate and offer the service for free   many said, "How will this be sustainable and possible?".   Healthcare in its current inception does not have the conditions in   place for a Steve Jobs doctor. Entrepreneurs when allowed full freedom   drag humanity towards prosperity and always start as a minority having a   healthy disregard for the status quo.
       
      
       Healthcare has been   heavily Government regulated throughout he 20th Century so it is   impossible to say what healthcare would look like under a free market.   However one interesting area is Laser Eye surgery which has had very   little regulation and government involvement. Once the preserve of the   rich it has now become affordable for the common person. Prices have   fallen and the quality has improved. This is despite the ever increasing   sophistication in tooling. They can even do it with robotics and   computing with no human intervention. So when economists such as Paul   Krugman claim rising Healthcare costs are the result of every increasing   technology think again. When a free market is at work; this brings down   the costs. They don't go up.
       
      
       Since the "Peoples Revolution" in Cuba, Castro and his followers declared healthcare was a right for all. Healthcare would be provided by the state for "free".   Cubans now have this so called utopian system of free healthcare   whereby people can no longer even obtain paracetamol that cost pennies   here in the West. Many cases are reported of patients being neglected   with woeful practices. Ambulances are in the form of people using wheel   barrows to take their loved ones to hospital due to shortages of   transportation. Some of the photos can be accessed 
online as many Cubans have had enough of Western tourists telling them of   their utopian healthcare systems. The locals know the reality. The   services they get aren't the special tourist built facilities Michael   Moore viewed. His video actually worried Cuban officials so much they   believed there would be uproar with people demanding such facilities for   themselves. Cuba is so poor they export their Doctors to other nations,   not from some altruist principle but to line the pockets of Castro and   his cronies, another way the administration tries to gain hard currency.   Contracting their principles like all good Socialists; they make a   profit.
 
      
       In the UK we have the   National Health Service where healthcare is a right. Instead of   insurance companies refusing treatments its the Government. Private   Insurance will see you in days; with the NHS its months or years. As we   have all the same market limitations as the United States we again have   the problems of rising costs and declining customer service. There's   many defences made for the NHS. Some say it was deprived from funding   during Thatcherism, despite the fact Thatcher spent more on Health in   real terms than Labour leaders such as Harold Wilson (rising 32% in real   terms during the 1980's). More money is always pushed as a solution but   it never works and never will (healthcare continues to rise as a   percentage of GDP). Economic freedom is required. Scaremongering keeps   everyone in line with current mainstream wisdom; fear tactics tell   people they would be far worse under a free market, citing the so called   free market healthcare system in the United States. The NHS is propped   up by the free market due to the productive wealth of other freer areas of the economy that pay taxes and create long term prosperity which helps pay for the ever rising costs. 
       
      
       When I was a teenager   during the 1990's if someone had said to me one day that I will have   access to unlimited email, have endless Video and Music content for   free, be able to upload an unlimited number of photos and have a 42"   screen Television I would have said what planet are you on. Humanity   earned these services we didn't have someone say we needed them they   just came about through hard work and the freedom given to free market   capitalism. People pursing their own interests is the most powerful tool   to solve poverty. It used to be when you couldn't have three square   meals a day you were poor. Then when that became implausible they said   if you didn't have a Television you were poor. Then a computer. Then a   phone. Healthcare needs to take a look at history. If you want to solve   the current lack of quality healthcare for all then don't state it as a   human right or need. Healthcare needs to be earned and with it will come   abundance. The unfettered free market can only solve such such a   difficult issue.
By Phill Tomlinson
      http://theageofstupidity.blogspot.com
      The Age of Stupidity "There is no means of avoiding   the   final collapse of a boom brought about by credit expansion. The   alternative is   only whether the crisis should come sooner as a result   of a voluntary   abandonment of further credit expansion, or later as a   final and total   catastrophe of the currency system involved.", Ludwig   Von Mises 
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