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Market Oracle FREE Newsletter

Analysis Topic: Personal Finance

The analysis published under this topic are as follows.

Personal_Finance

Wednesday, April 18, 2018

UK Savings Accounts that Finally Beat CPI Inflation / Personal_Finance / Savings Accounts

By: MoneyFacts

At a time when savers are striving to get their nest egg to work harder for them, they may be disappointed to know that monthly interest accounts are failing to offer the same rates available as alternative interest payment options. So, while they may assume they are getting more interest, this may not always be the case. If annual interest is offered, it usually pays more than the monthly option.

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Personal_Finance

Monday, April 16, 2018

UK Savings Fixed Rates Highest in Almost Two Years / Personal_Finance / Savings Accounts

By: MoneyFacts

Moneyfacts UK Savings Trends Treasury Report data (not yet published) shows that all the fixed rate averages (ISAs and non-ISAs) have increased this month, with all the rates reaching the highest point seen in almost two years.

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Personal_Finance

Monday, April 16, 2018

Look Inside a Caravan at UK Holiday Park for Summer 2018 - Hoseasons Cayton Bay Sea Side / Personal_Finance / Holidays

By: Anika_Walayat

Thinking of booking a caravan park summer holiday in the UK 2018? Then look no further than this series of videos of what it's like to holiday at a UK caravan park. This is at the Hoseasons Caravan Park at Cayton Bay, North East England, not 10 miles from Scarborough. In our second video in this series we take a look at what it's like to step foot inside one of parks big caravans. This has 3 bedrooms, and as you will see it's literally like a tardis, how do they manage to cram so much into such a small space? Find out what to expect.

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Personal_Finance

Thursday, April 12, 2018

Retirement Expectations of Consumers Fall Short / Personal_Finance / Pensions & Retirement

By: MoneyFacts

• Over a quarter of consumers under the age of 45 only expect to retire after the age of 70

• 14.8% of consumers under the age of 45 worry they’ll never be able to retire

• 79.5% of those aged between 45 and 64 hope to retire by 65

• More than half of respondents knew exactly how much is in their pension pot

• Respondents desire for 63% of their current annual income to be their pension income

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Personal_Finance

Sunday, April 08, 2018

Legoland, Alton Towers Theme Parks ... Grown Ups and Mates Go FREE 2018 on Kellogg's, Crunchy Nut... / Personal_Finance / Theme Parks

By: Anika_Walayat

We still have another week to go for the easter school holidays 2018 and with the summer holidays just around the corner parents are seeking ways to keep their kids entertained during holiday season that will likely include several trips to the major UK theme parks. We'll here is some great news for you all as many breakfast serial and chocolate snack bar producers such as Kellogg's are running promotions that allow entry into the UK's top theme parks for ther whole of 2018 for FREE! So plenty of time to use the vouchers to gain entry into 14 UK theme parks that include Alton Towers, Legoland, Chessington, the Dungeon, Sea Life, Shreks Adventure and Madame Tussaud's etc...

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Personal_Finance

Sunday, April 01, 2018

Best Cash ISA April 2018 - Last Chance Before for End of Tax Year! / Personal_Finance / ISA's

By: Nadeem_Walayat

This is your last chance to capitalise on your 20k annual tax free Cash ISA savings allowance, and I am sure many savers are buoyed by mainstream financial press coverage of warnings of rising UK interest rates as the Bank of England is expected to continue hiking UK base rates as it plays the game of follow the US Federal Reserve Bank leader by withdrawing some of its support for its banking sector brethren such as the funding for lending scheme that resulted in a catastrophic collapse in UK savings interest since its start in mid 2012. Which has resulted in UK savers being literally ripped off by the tax payer bailed out banking sector, the duration for which the banks that have continued to bank bonuses on the basis of artificial profits engineered by the Bank of England in an attempt at recapitalisng the bankrupt banks all whilst savers continue to suffer and pay the price in terms of loss of real terms purchasing power of savings as inflation continues to erode the hard earned wealth of Britain's savers.

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Personal_Finance

Tuesday, March 27, 2018

Subdued Stocks & Shares ISA Performance Still Outshining Cash ISAs / Personal_Finance / ISA's

By: MoneyFacts

  • The average stocks & shares ISA fund has grown by 4.8% during the 2017/18 tax year so far – a considerably weaker performance than the growth of 20.4% posted in the 2016/17 tax year.
  • This still compares favourably with the average cash ISA rate of 0.97% over the same period.
  • The average stocks & shares ISA has now delivered positive growth in 12 of the 19 tax years since the introduction of ISAs in 1999.
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Personal_Finance

Tuesday, March 27, 2018

Kit Kat Joe the Mug Easy to Win - Unboxing / Personal_Finance / Freebies and Comps

By: Anika_Walayat

Kit Kat are literally giving away 50,000 'Joe the Mugs' in an easy to win promotion until the 31st of August 2018. And find out exactly what gets delivered through your letter box in this video.

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Personal_Finance

Sunday, March 25, 2018

Doritos Win £500 Every Day No Longer 100% Win Rate! Current Probability is... / Personal_Finance / Freebies and Comps

By: Anika_Walayat

The Doritos instant win promotion has been running for just over a month now with a month to go. Entries made using the codes off the back of the crisp packets during the first month yielded a 100% success rate, i.e. you had a 100% chance of WINNING a prize that ranges from free packets of crisps to upto £500 per day! So find out our tally of wins to date as well as what we estimate the current probability of winning a prize being in our latest Doritos video.

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Personal_Finance

Tuesday, March 20, 2018

Savings Interest Rates Rise as Providers Prepare for Cash ISA Season / Personal_Finance / ISA's

By: MoneyFacts

As we approach a brand-new tax year, savers may be perusing the latest cash ISA deals to hit the market. However, they might be surprised by a recent surge in rate rises. This month so far, 22 providers have increased or launched new deals into the ISA market. This is promising news, as over the last year the average cash ISA rate returned just 0.97%*.

Overall, interest rates across the savings market have risen for 14 consecutive months, with the number of rises continuing to outweigh cuts, as moneyfacts.co.uk recorded 126 rate rises and 46 rate cuts in February. Around a quarter of the rises were for ISAs, with 33 rate rises. This month, the ISA market has continued to improve, as we have seen 40 rises so far.

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Personal_Finance

Thursday, March 15, 2018

6 Easy Ways to Get What Women Want, for Less! / Personal_Finance / Shopping

By: Anwar_Hossain

Making your way into the world today costs time, effort and... money. That said, with a healthy application of discounts everything will be easier and more convenient. In other words, if you want to make your budget go further, you need to take advantage of our top tips for getting price reductions and discounts on everything from airline tickets to spa treatments. So strap in and get ready to save more and spend less.

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Personal_Finance

Wednesday, March 14, 2018

4 Ways To Writing An Interesting Education Research Paper / Personal_Finance / Education

By: Boris_Dzhingarov

When in college or at higher education levels, you will most likely be required to complete research paper assignments. If you are not the type of students who use custom writing services, you may need to note some tips on how to write a research paper. If you are writing your first research paper, it may seem like a daunting task. However, with a focused mind and great organization you can make writing a research paper so easy. There are four main steps to writing a great research paper.

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Personal_Finance

Thursday, March 08, 2018

Casino and Bingo - A Brief Statistics / Personal_Finance / Gaming

By: Submissions

Casino and Bingo are two of the fast-growing iGaming sectors in Great Britain. Some of the interesting Gambling Commission industry statistics related to casino and bingo sectors including GGY (Gross Gaming Yield), dominant operators and so on are shown here.

Casino statistics

It is quite fascinating to see enthralling statistics related to casinos. The stats related to casinos undergo a lot of changes from time to time due to several factors such as laws related to licences and regulations, technology, security and so on.

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Personal_Finance

Thursday, March 08, 2018

Benefits of Using Same Day Loans In Emergencies / Personal_Finance / Debt & Loans

By: Submissions

Same day loans have always had a bad reputation with consumers. In some cases however, they are unavoidable. Personal loans can help you when emergencies arise. This way, you survive a rough patch without losing the essentials in life. Find out the benefits of using same day loans in emergencies below. You will be surprised to see how much these fast cash loans can benefit people who need them, like you.

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Personal_Finance

Thursday, March 08, 2018

Permanent Life Insurance: Is it a Waste of Money or a Valuable Investment? / Personal_Finance / Insurance

By: Anwar_Hossain

When it comes to purchasing life insurance as an investment, you've probably heard the saying, “Buy term and invest the difference.” This advice is based on the idea that term life insurance is the best choice for most individuals because it is the least expensive type among the many life insurance options and leaves you with enough money for other investments.

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Personal_Finance

Wednesday, March 07, 2018

Term Life Insurance - A Vital Service for any Family / Personal_Finance / Insurance

By: Submissions

Life is precious, and the lives of your family members need the most comprehensive cover possible. While we all do our best to look after our families in our living years, we also need to make sure that we can continue protecting them when the unthinkable happens.

Learn about term life insurance with this article, it is one of the most essential services which you can provide for your family. It adds an essential layer of provision and protection that ensures that your loved ones will always be taken care of, no matter what happens.

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Personal_Finance

Tuesday, March 06, 2018

Credit Card Customers Prepare for Debt Crackdown / Personal_Finance / Credit Cards & Scoring

By: MoneyFacts

Consumers who frequently use their credit cards to cope with everyday costs and large purchases may be concerned by the latest scrutiny in the market. The Financial Conduct Authority (FCA) has, as of this month, given credit card providers six months to adhere to the new rules that tackle the issues surrounding persistent debt*.

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Personal_Finance

Sunday, March 04, 2018

Best Cash ISA Savings for Rising UK Interest Rates and High Inflation - March 2018 / Personal_Finance / ISA's

By: Nadeem_Walayat

UK savers have just 1 month left to capitalise on their 20k annual tax free ISA savings allowance, and I am sure many are buoyed by mainstream financial press coverage of warnings of rising UK interest rates which includes for savers as well as borrowers as the Bank of England is expected to continue hiking UK base rates as it plays the game of follow the US Federal Reserve Bank leader and withdraw some of its support for Britain's banking sector such as the funding for lending scheme that resulted in a catastrophic downwards death spiral in UK savings interest rates when it first began in 2012. That resulted in UK savers being literally ripped off by the tax payer bailed out banking sector, the duration for which the banks that have continued to bank bonuses on the basis of artificial profits engineered by the Bank of England in an attempt at recapitalisng the bankrupt banks all whilst savers continue to suffer and pay the price in terms of real terms loss of purchasing power of savings as inflation continues to erode the heard earned wealth of Britain's savers.

Read full article... Read full article...

 


Personal_Finance

Thursday, March 01, 2018

Doritos 100% Every Time WIN Promotion! Cash Prizes Upto £500 per Day! / Personal_Finance / Freebies and Comps

By: Anika_Walayat

Doritos recently launched a promotion that we said at the time was easy to win, one of thousands of DAILY prizes awarded every day until the 16th of April, ranging from £500,all the way down to a free packet of Doritos crisps. Given the large number of 121,000 prizes up for grabs then this really was deemed to be an easy to win promotion. Well our experience to date confirms all of that as so far we have entered 18 codes from 18 Doritos packets and WON 18 Prizes! 16 packets of crisps and £5 X2, an incredible 100% success rate! So definitely don't miss this apparent 100% winnable promo, at least at this stage. So do check out our video that explains the specs and prizes of this remarkably easy to win promotion.

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Personal_Finance

Wednesday, February 28, 2018

Doritos 100% Every Time WIN Promotion, Cash Prizes Upto £500 per Day! / Personal_Finance / Freebies and Comps

By: Sami_Walayat

Doritos recently launched a promotion that we said at the time was easy to win, one of thousands of DAILY prizes awarded every day until the 16th of April, ranging from £500,all the way down to a free packet of Doritos crisps. Given the large number of 121,000 prizes up for grabs then this really was deemed to be an easy to win promotion. Well our experience to date confirms all of that as so far we have entered 18 codes from 18 Doritos packets and WON 18 Prizes! 16 packets of crisps and £5 X2, an incredible 100% success rate! So definitely don't miss this apparent 100% winnable promo, at least at this stage. So do check out our video that explains the specs and prizes of this remarkably easy to win promotion.

Read full article... Read full article...

 


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