Analysis Topic: Personal Finance
The analysis published under this topic are as follows.
Wednesday, March 29, 2023
Will ChatGPT Kill College? / Personal_Finance / AI
By: Stephen_McBride
A message from a reader… The new ChatGPT just came out… Will it be the nail in the coffin for thousands of colleges across America?
- At least with healthcare, you get something for your money. College, on the other hand...
A reader wrote me after I called healthcare “America’s most broken industry.”
He said that title should go to our education system.
Wednesday, March 29, 2023
How to Breed Budgies for Beginners - (1) Installing a Breeding Box / Personal_Finance / Animals & Pets
By: Eliza_Walayat
How to breed budgies for absolute beginners! - I have put all the basic information about #budgie #breeding that you need to keep in mind. �� I mean, I'm not a budgie breeder but I can gladly help with this as I experienced it with my two budgies who raised their #chicks.
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Friday, March 24, 2023
Do You Have a Bad Credit Score? Here’s What You Need to Know / Personal_Finance / Debt & Loans
By: Boris_Dzhingarov
You don’t need a degree in economics to know that rising inflation, which hit 10.7% at the end of 2022, is beginning to squeeze household finances. With credit card debt reaching an average £2,290 per household in November 2022, it’s likely borrowing will increase as households try to manage their increased financial burden.
With the cost of living going up, now is a good time to look at your own personal finances for ways you can improve your financial health.
One particular area to focus on is your credit score. A poor credit score could be having a negative impact on your finances. Here, we look at what causes bad credit and how you can improve your score so that you’re in a good place should you need to borrow money in the future.
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Thursday, March 16, 2023
The Shocking Truth About the FDIC and Your Bank Deposits / Personal_Finance / Financial Crisis 2023
By: EWI
Why you can't rely on the FDIC if your bank goes under
Editor's note: The failures of Silicon Valley Bank and Silvergate Bank have many observers of the banking system discussing the possibility of contagion. Even so, many depositors feel safe because their deposits are covered up to $250,000 by the F.D.I.C. (Federal Deposit Insurance Corporation). However, this feeling of safety may very well be misplaced.
Here are some important insights about the F.D.I.C. and the safety of your bank deposits.
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Thursday, March 16, 2023
Are St. James’s Place Funds Any Good / Personal_Finance / Investing 2023
By: Sumeet_Manhas
Investing gives you the opportunity to grow your money over a period of several years. Whether you want to save for retirement or simply want to leave something behind for your children, every investor has a different time line and goal.
The funds that you invest in can have a tremendous impact on the fees you pay, long-term returns, and your overall financial success. While no investment firm can guarantee performance, over 900,000 investors trust their money with St. James’s Place to invest in funds managed by financial professionals.
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Thursday, March 16, 2023
How to Change, Replace Your Car Battery - Nissan Micra IV Example / Personal_Finance / Motoring
By: HGR
Winter is still biting which means many older car batteries may not have enough charging capacity to turn the starter motor to start the car. So it is time for a new battery, here's how to go about changing your car battery including potential issues that tend to crop up such as which cable to disconnect first and to ensure you have the right posts for the battery clamps. This example is using a Nissan Micra IV
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Thursday, February 23, 2023
When to use a Life Insurance Broker / Personal_Finance / Insurance
By: Submissions
Life insurance is a crucial way to protect yourself and your family’s financial future. As such, you must understand the different life insurance policies available and choose the right one for your needs. A life insurance broker can help simplify this process, offering expert guidance and advice on the best options to suit your situation. But when should you use a life insurance broker?
This article provides scenarios where using a life insurance broker could be beneficial.
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Monday, January 30, 2023
How to save money as a startup in 2023 / Personal_Finance / Money Saving
By: Sumeet_Manhas
Running a startup can be a costly endeavour, especially in the early stages when resources are limited. The strain may be even harder with the current economic climate, with many predicting a global recession in 2023.
However, there are ways to save money and stretch your budget further. This article aims to outline some methods of how startups can save money in 2023.
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Sunday, January 22, 2023
Power a 2000Watt Microwave Using a Portable Power Station - Awanfi 518watt Test / Personal_Finance / Gadgets
By: HGR
Answering the question can one power a regular 2000watt microwave using a portable power station such as anAWANFI 518watt, will it be able to run on a lower setitng say 20% find out in this video.
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Sunday, January 22, 2023
Quantum AI Tech Stocks Portfolio Investing Using Interactive Brokers ISA, Fees, IBKR Platform Review / Personal_Finance / ISA's
By: Nadeem_Walayat
Using Interactive Brokers ISA to invest in US tech stocks to ride the quantum AI tech stocks gravy train in to the future. What to expect in terms of IKBR ISA platform and fees and how has my portfolio weathered the great bear market of 2022, how much am I down on the bear market?
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Monday, December 26, 2022
Fuse Box RCD Tripping - How to Troubleshoot Putting Power Back On. Before Calling an Electrician / Personal_Finance / Home Maintenance
By: HGR
Fuse box keeps tripping? Does your electric keep tripping? Then watch this video on how to troubleshoot to get your power back on before calling an electrician.
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Saturday, December 24, 2022
How to Disconnect Reconnect a Car Battery, Positive Negative Terminals First and Last - Nissan Micra Example / Personal_Finance / Motoring
By: HGR
Winter has arrived which means many older car batteries may not have enough charging capacity to turn the starter motor to start the car. So it is time for a new battery, bought one online or from the local store but which terminal to disconnect and reconnect first! That and why is answered in this video! No more jump starts or push starts. This example is using a Nissan Micra IV which added it's own complication in terms of post size so something to consider before you rush out to buy a car battery, check your post size first!
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Wednesday, December 21, 2022
TESCO Budget 6foot Artificial Christmas TREE, Any Good? - How to Beat the Cost of Living Crisis / Personal_Finance / Shopping
By: Eliza_Walayat
Is TESCO Budget 6foot Christmas tree any Good? Lets find out as we try to beat the cost of living INFLATION CRISIS by grabbing one at our local Tesco store at a club card discount, how much did it cost £15 discounted from £25. Lets see if it looks as good as picture on the box, and how hard is to setup.
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Monday, December 19, 2022
TESCO Christmas Decorations Festive Shop 2022 - How to Beat the Cost of Living Crisis / Personal_Finance / Shopping
By: Eliza_Walayat
Bargain Christmas last minute shopping at TESCO, can we get a 6 foot tree for half price? Find out as with cost of living crisis belts tight here we show how you can get your christmas decorations shop done for Under £20! All thanks to likes of TESCO.
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Sunday, December 18, 2022
Best Student Budget Laptop 2023 - AMD OLED 5600H, 5800H REAL Customer Review / Personal_Finance / Shopping
By: HGR
After much research weighing up the pros and cons, specs and price we finally settled on the ASUS Vivobook Pro OLED as the best budget Student laptop a 512gb SSD, 16gb Ram, Ryzen laptop comes in two variations, the 5600H or the 5800H. Wait there's more! The SCREEN is truly fantastic! OLED 2.8k! WOW on a budget laptop that currently costs £515 for the 5600h (Amazon link) or less than £600 for the 5800h, for those who want the 2 extra cores, and a slightly more powerful IGPU.
Find out as we setup and use the laptop for the first time of why this could be the budget laptop for 2023, given the price drops in anticipation of Ryzen 7000 mobile CPUs.. Real review after extensive reseach.
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Wednesday, December 14, 2022
What Are Safe Savings Withdrawal Rates In Retirement? / Personal_Finance / Pensions & Retirement
By: Boris_Dzhingarov
Throughout most of my working life, I assumed I had my retirement sorted. I’d been building my own savings from the day I started working, as well as contributing to a retirement fund with automatic deductions from my salary.
However, as I got older, a lot of questions started to gnaw at my peace of mind. The amount I had saved seemed like enough, and still had time to grow. But I started to worry that I couldn’t truly know if I had enough available. After all, taking inflation into account, the amount I would need for my day-to-day needs would constantly increase.
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Monday, December 12, 2022
How to Adjust Size of Car Battery Post So it Fits the Terminals - Nissan Micra Example / Personal_Finance / Motoring
By: HGR
Car battery posts tend to come in two sizes, normal and thin, the problem is when buying a battery online, despite putting ones number plate into the sites such as Amazon, they still end up sending the WRONG post sized battery resulting a lot of wasted time and expense. Here is how to ensure you get a battery that fits your car buy buying one that one can easily adjust the post size from normal to thin, literally within seconds! No fancy tools are required.
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Monday, December 12, 2022
BEST HOME CHRISTMAS LIGHTS 2022 / Personal_Finance / Holidays
By: Eliza_Walayat
Counting down to Christmas, it's early December and time to start putting up the christmas lights for 2022, pull out all the lights from last year, but will they still work? See how many lights survived to make it into XMAS 2022.
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Monday, December 05, 2022
Best Student Budget Laptop for 2023 ASUS Vivobook Pro OLED 5600H, 5800H Unboxing / Personal_Finance / Computing
By: HGR
After much research weighing up specs and price we finally settled on the ASUS Vivobook Pro OLED as the best budget Student laptop, thus 512gb SSD, 16gb Ram Ryzen PC comes in two variations, the 5600H or the 5800H. Wait there's more! The SCREEEN is fantastic! OLED 2.8k! WOW on a budget laptop that currently costs £515 for the 5600h (Amazon link) or £600 for the 5800h, for those who want the 2 extra cores.
Find out as we unbox is to see what £515 to £600 bought us.
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Saturday, November 26, 2022
Best Portable Power Station for UK Power Cuts! AWANFI Black Friday Bargain SALE Review / Personal_Finance / Shopping
By: HGR
Power cuts are coming! Correction Power cuts are already happening in the UK with increasing frequency! Yes we can protect computers with UPS but most tend to run for more than a few minutes, just enough time to gracefully shut down systems and protect from current surges. What we need is a Power Station, a portable take anywhere power station that continues to let the juice flow over over an hour!
In steps AWANFI! After much research I settled on this compact 518watt. Is 518 watts enough? We'll depends on how much one is willing to pay, have to settle on what's practical and affordable, which is why I wrote off all of the cheaper options because they would not be able to power anything worth powering, might as well get a big power bank brick instead!
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