Analysis Topic: Personal Finance
The analysis published under this topic are as follows.
Tuesday, July 04, 2017
UK Bank Rewards Current Accounts / Personal_Finance / Current Accounts
By: MoneyFacts
Consumers looking to earn a little back when they switch and spend may have noticed that some current account providers are shrinking the rewards they have on offer. The reason behind this appears to be down to low interest rates, but other factors could also be dampening activity in this area of the market.
The banks are expected to retain more capital, which could result in them spending less on perks for customers - meaning decreasing and disappearing rewards, as we’ve seen since the start of 2017.
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Wednesday, June 28, 2017
Important Money Management Tips For Teenagers / Personal_Finance / Student Finances
By: Boris_Dzhingarov
Financial literacy among teenagers is much lower than it should be. This is, in part, because money management education is not properly taught in schools. Most of the teens have no idea what personal finance is and why it is important. Parents are the ones that need to teach teens about money management. Obviously, this is much more difficult than it seems. The good news is that raising financially literate teenagers can be done. Follow these tips to do exactly that. Read full article... Read full article...
Saturday, June 24, 2017
Best Cash ISA for Soaring Inflation, Kent Reliance Illustrates the Great ISA Rip Off / Personal_Finance / ISA's
By: Nadeem_Walayat
According to the mainstream press there are emerging signs of life in the UK savings markets as the new tax year has kicked into gear, finally offering some hope to Britain's savers after a near 5 years of a catastrophic downward death spiral in UK interest rates, one of being ripped off by the tax payer bailed out banking crime syndicate that for the duration has continued to bank bonuses on the basis of artificial profits engineered by the Bank of England in an attempt at recapitalisng the bankrupt banks all whilst the savers continue to suffer and pay the price in terms of loss of purchasing power of savings by means of sub inflation interest rates.
Sunday, June 18, 2017
Walkers Pay Packet Promo Win After 540 Crisp Packets? / Personal_Finance / Freebies and Comps
By: Anika_Walayat
Were into the final month of Walkers pay packet promotion, and has anyone won anything? Lets see if we finally win something, even a fiver after another walkers crisps buying trip to this time TESCO! Will buying from Tesco make any difference to our lack of winnings so fare? Lets find out what the chances are after 90 multi-packs and 540 packets of crisp packets later....
Thursday, June 15, 2017
How to Find the Best Auto Loan / Personal_Finance / Debt & Loans
By: Boris_Dzhingarov
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Wednesday, June 14, 2017
UK High Street Loan Interest Rates More than 2% Higher Compared to Challengers / Personal_Finance / Debt & Loans
By: MoneyFacts
The quarterly Moneyfacts UK Credit Card Trends Treasury Report, which studies the UK personal finance market (Unsecured Personal Loans, Credit Cards and Overdrafts), shows that the gap between unsecured personal loan rates from high street brands and the rest of the market has widened, with high street rates now 2.3% higher on average compared to other providers*.
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Tuesday, June 13, 2017
UK Savers’ Apathy Can Cause them to Miss the Best Deals / Personal_Finance / Savings Accounts
By: MoneyFacts
Data from moneyfacts.co.uk can reveal that the savings market has shown some signs of improvement since the start of 2017, with the number of savings rate rises outweighing cuts for the fifth month running. In fact, rises outnumbered cuts by a third, as Moneyfacts recorded 95 rate rises in May versus 60 rate reductions.
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Monday, June 12, 2017
The Disturbing Trend That Will End in a Full-Fledged Pension Crisis / Personal_Finance / Pensions & Retirement
By: HAA
Shannara Johnson writes : Some experts think it will be the trigger for the next financial collapse. Others call it a “national crisis” of unprecedented proportions.
But what all of them agree on is that there’s no way US pension funds can keep their promises to the next wave of retirees.
Right now, millions of Americans are hard at work believing their pensions will be their saving grace for retirement. But the predicament pension funds across the United States find themselves in does not just spell trouble for the distant future.
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Saturday, June 10, 2017
... / Personal_Finance / Debt & Loans
By: ...
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Thursday, June 08, 2017
People Will Live Past Age 100, Yet Most Of Them Won’t Afford It / Personal_Finance / Longevity
By: John_Mauldin
I have good news and bad news.
The good news is that you and your children will probably have much longer lives than you imagine. The bad news is that you’ll have to pay the bill for it.
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Tuesday, June 06, 2017
Tips for Choosing the Best Credit Card / Personal_Finance / Credit Cards & Scoring
By: Boris_Dzhingarov
When the time comes to get a credit card, you’ll have to take a moment to research your available options. Having a card certainly has its privileges. You’ll never need to worry about walking around with lots of cash in your pocket again. Plus, you get to experience an added sense of security by having access to cash and credit at a moment’s notice.
Tuesday, June 06, 2017
Fee-free 0% Balance Transfer Credit Cards For Shifting Debt / Personal_Finance / Credit Cards & Scoring
By: MoneyFacts
Consumers with unsecured personal debt may opt for a balance transfer credit card to spread their repayments. However, the longest interest-free deal might not be the most cost-effective, as these interest-free cards usually charge a fee each time you switch. Luckily, not all cards apply such a fee.
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Wednesday, May 31, 2017
Walkers Pay Packet Spending £100 on 440 Crisps to Win £28k / Personal_Finance / Freebies and Comps
By: Anika_Walayat
Walkers win a pay packet £5 to £28,000 promotion has many crisp addicts stocking up on mountains of crisp packets in the hopes of winning. So as the second month of the promotion draws to the close what can shoppers expect to have won after spending £100 on about 440 packets of crisps in 73 multi packs.
Find out in our latest video if whether ordinary shoppers have any real chance of winning even £5 let alone one of the the golden £28k prizes, as an example of what to expect after spending £100.
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Tuesday, May 30, 2017
Credit Cards 0% Purchase Market Competition Heats Up / Personal_Finance / Credit Cards & Scoring
By: MoneyFacts
The credit card market has seen competition ramp up of late, with lenders fighting to sit at the top of the Best Buys. In the past, the lenders’ attention was focused mainly on the balance transfer market, however, research from moneyfacts.co.uk shows that introductory purchase cards are now benefitting from this fierce competition as well, with the average number of days available interest-free for purchases having increased by 37% in just one year.
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Monday, May 29, 2017
Walkers Crisps Pay Packet £5 Cash Wins After Buying 64 Multi-packs / Personal_Finance / Freebies and Comps
By: Anika_Walayat
Walkers win a pay packet £5 to £28,000 promotion having hit the sweet spot of enticing shoppers to splurge on loads of packs of walkers crisps. So as the second month of the promotion draws to the close what can shoppers expect to win after buying 64 multi packs / 384 packs of crisps at a cost per 6 pack of between £1 to £2.
Thursday, May 25, 2017
Tackling Higher US Healthcare Costs / Personal_Finance / Healthcare Sector
By: Rodney_Johnson
In 2015, I thought my healthcare renewal statement was wrong.The premium for my shrinking family of three (two adults and one child) was increasing by more than 30%, to $1,454 per month. My earnings place me out of the subsidy bracket, so these are real dollars out of our budget.
There were plenty of insurance companies to choose from. Shrinking availability was not a problem. It was just breathtakingly expensive.
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Saturday, May 20, 2017
How to Get FREE Walkers Crisps Multi-packs! £5 to £28k Pay Packet Promo / Personal_Finance / Freebies and Comps
By: Anika_Walayat
So far we have bought 60 multi-packs of walker’s crisps to try and win an instant cash prize but without any luck so far, as the odds of winning any cash prize are huge. However, all is not lost because you can STILL win something, a FREE walkers crisps multi pack worth at least £1 and upto £2 depending on your local shop prices.
Thursday, May 11, 2017
UK Retirement Incomes Hit 33-month High as Record Numbers Turn to Personal Pensions / Personal_Finance / Pensions & Retirement
By: MoneyFacts
Key findings:
· Average retirement incomes increased by 5.2% in Q1 2017 and have risen by almost 15% over the last year. They are now at their highest level since July 2014.
· Retirement incomes have been boosted by strong pension fund returns and generally higher annuity rates.
· The uplift comes at a time when personal pension membership and contributions are at record highs.
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Wednesday, May 10, 2017
Walkers Pay Packet - How Many Wins After Buying 300 Packs of Crisps? / Personal_Finance / Freebies and Comps
By: Anika_Walayat
Like many regular crisp chompers out there, we have been well and truly sucked into Walkers Crisps latest promotion that offers the chance to instantly win a Pay Packet! A cash prize anywhere from £5 to £28,000! Our preferred method of entry is via the multi-packs, that depending on the retailer cost anywhere from a £1 bargain to a £2 rip off! To date we have bought 50 multi-packs totaling 300 packets of crisps. So find out in our latest video whether ordinary shoppers have any real chance of winning a prize after buying 50 multi-packs (300 crisp packs) and if is it a big prize win?
Wednesday, May 03, 2017
How Online Retailers Are Killing True Free-Market Pricing / Personal_Finance / Retail Sector
By: John_Mauldin
BY PATRICK WATSON : American stores are dropping like flies. More than 8,600 retail locations could close their doors in 2017, according to a recent Credit Suisse report.
On the other hand, people are still shopping, just in different ways. And the shift from brick-and-mortar stores to “online malls” has many consequences we don’t even understand yet.
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