Analysis Topic: Personal Finance
The analysis published under this topic are as follows.
Wednesday, October 21, 2009
Building Societies Hold on to Savings Interest Rates Consistency Crown / Personal_Finance / Savings Accounts
By: MoneyFacts
October 2009’s Moneyfacts Consistency Survey has once again seen building societies dominating the results. Today, building societies offer customers 77% of the most consistent savings accounts in the marketplace.
Tuesday, October 06, 2009
Barriers on the Road to Wealth Building / Personal_Finance / Money Saving
By: Nilus_Mattive
Have you ever been driving on the road when traffic suddenly comes to a halt? You sit there wondering what the heck is going on up ahead for ten or fifteen minutes. Then, suddenly, things start moving again and you realize that the hold-up was caused by merging traffic and a couple of yahoos who decided to wait until the last possible second to move over into the proper lane.
Tuesday, October 06, 2009
New Cash ISA Savings Accounts in Time for Over 50's Increased Allowance / Personal_Finance / ISA's
By: MoneyFacts
Four providers have launched brand new Cash ISAs for over 50s just in time for today’s ISA allowance increase.
Chelsea BS, Nationwide BS, SAGA and West Bromwich BS have all introduced new accounts with effect from 6 October.
Thursday, October 01, 2009
Dormant Credit Cards Warning, Immediate Action Required as Good Customers to be Penalised / Personal_Finance / Credit Cards & Scoring
By: Nadeem_Walayat
UK Credit card providers are implementing a whole host of charges and fees to penalise their 'good' customers for the losses suffered on their 'bad' customers that has resulted in bad debt writedown losses of £3.2 billion for the past 12 months.
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Wednesday, September 30, 2009
FSA to Get Tough Against Bankster Payment Protection Insurance PPI Scam / Personal_Finance / Debt & Loans
By: Nadeem_Walayat
The Financial Services Authority (FSA) has finally decided to get tough with the bankster's for scamming customers by means of Payment Protection Insurance charges that many customers are forced to take on when borrowing despite the fact that exclusion clauses in the agreement usually mean that the premiums paid were worthless when it comes to attempting to make claims, that and they way the products were mis-sold by adding the charges as though they were a requirement rather than an option thus confusing customers into literally paying double the interest rate on the loans if the PPI was included in the AER interest rate figures stated.
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Monday, September 28, 2009
How to Retire With No Savings / Personal_Finance / Pensions & Retirement
By: DailyWealth
Dr. Steve Sjuggerud writes: "Do you have any savings?" I asked my friend Tony this week.
"Not really, no," he answered.
Thursday, September 24, 2009
Breakup the Insolvent Giant Banks Using 100 Year Old Anti-Trust Laws / Personal_Finance / Credit Crisis 2009
By: Washingtons_Blog
I have previously pointed out that we can (and should) break up the giant, insolvent banks under a number of different laws.
Monday, September 21, 2009
Pension Funds Association Introduces Quality Mark, Stick With Cash ISA's / Personal_Finance / Pensions & Retirement
By: Nadeem_Walayat
In an attempt to enliven battered and bruised employee / investor interest in pension products after many have seen their pension pots dessimated by both the stocks bear market and companies going bust. The National Association of Pension Funds (NAPF) has introduced a new Quality Mark to highlight the supposedly better constructed and presumably 'safer' pension products offered by employers on behalf of its 1200 UK fund providers.
Saturday, September 19, 2009
Good News for Many Cash ISA Savers From 6th October / Personal_Finance / ISA's
By: Nadeem_Walayat
In last April's budget on the tenth anniversary of the introduction of Individual Savings Accounts (ISA's), Alistair Darling announced that ISA allowances will be raised from £7,200 to £10,200 from 6th of April 2010, with the new ISA allowance raised earlier for the over 50's from the 6th of October 2009.
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Thursday, September 17, 2009
Banks Target Savers With Fixed Rate Savings Bonds / Personal_Finance / Savings Accounts
By: MoneyFacts
Banks and building societies are continuing to target savers willing to lock their money away in a fixed rate bond, a move that appears to be paying off.
Sunday, September 13, 2009
Top 10 Tips for Utilizing Time More Efficiently / Personal_Finance / Money Saving
By: Submissions
Irani writes: Time is a priceless treasure. Treasure every moment you have and remember that time waits for no one. You cannot make six minutes out of five just because you managed your time effectively. Each day you are given the gift of a new day, 24 hours. Utilize it the best way possible and don't let it slip through your fingers. You cannot ever replace lost time. You can't buy time or save time; you can only spend time…once it's spent it's gone!
Wednesday, September 09, 2009
Beat the Recession, Feed Your Family for $10 Per Week Using Coupons / Personal_Finance / Money Saving
By: Mike_Shedlock
Grocery price wars are heating up. Jewel, Dominicks, Safeway, Sam's Club, Meijer, Walmart, Vons, and Ralphs are all in on the action. Please consider Dominick's slashing prices on thousands of items.
Thursday, September 03, 2009
How IRAs Can Tie Investors' Hands and What To Do About It / Personal_Finance / Pensions & Retirement
By: EWI
Susan C. Walker writes: Editor's Note: The following article discusses Robert Prechter's view of investment vehicles and government-regulated plans. For more analysis from Robert Prechter, download a free 10-page July issue of Prechter's Elliott Wave Theorist.
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Wednesday, September 02, 2009
Stay in Control of Your Credit Card and Reap Cash Back Benefits / Personal_Finance / Credit Cards & Scoring
By: MoneyFacts
Mentioning the word ‘cashback’ in the title of a financial product is a sure way to catch the eye of a potential customer. The prospect of receiving a payment from your lender or provider can be both refreshing and appealing to many customers, particularly those looking for credit cards.
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Friday, August 21, 2009
The Best Way to Beat Higher Taxes / Personal_Finance / Pensions & Retirement
By: DailyWealth
Dr. Steve Sjuggerud writes: A massive tax bomb will land on us soon...
You are foolish not to protect yourself from it. Today, I'll show you how to beat it.
Monday, August 17, 2009
How To Get Rich . . . and Why / Personal_Finance / Social Issues
By: LewRockwell
Gary North writes: Most Westerners are rich in the opinion of Asian farmers. Yet most Westerners do not think of themselves as rich. They do think of Asian farmers as poor.
Then who is rich? We think: "The guy three rungs up the financial ladder." So does he.
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Friday, August 14, 2009
U.S. Credit Card Trap / Personal_Finance / Credit Cards & Scoring
By: Jennifer_Barry
With U.S. household net worth down US$14 trillion since the peak in 2007, Congress has belatedly started to act concerned about the financial condition of the American consumer. In May, legislators passed the Credit Card Accountability, Responsibility, and Disclosure (CARD) Act to great fanfare. The law does end some of the worst abuses, prohibiting an increase in interest rates if a customer is late paying a different company, disallowing most retroactive rate hikes, and banning fees if the bank neglects to credit a payment.
Wednesday, August 12, 2009
UK Notice Savings Accounts Bettered by No Notice Savings Interest Rates / Personal_Finance / Savings Accounts
By: MoneyFacts
Savers can now get better rates on easy access account than they can on accounts requiring notice.
Monday, August 10, 2009
Bank Battle Rages to Lock Savers into Fixed Interest Rate Savings Bonds / Personal_Finance / Savings Accounts
By: MoneyFacts
The battle between banks and building societies to attract savers’ money shows no signs of easing, with new competitive deals being launched each day.
Tuesday, August 04, 2009
Most Current Accounts Pay Little or No Interest on Your Money / Personal_Finance / UK Banking
By: MoneyFacts
If you want to earn interest on your money, then don’t leave it in your current account.
Latest Moneyfacts.co.uk figures show that 83% of all non fee paying current accounts pay just 0.10% or less, with half (49%) of accounts paying no interest at all.
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