Analysis Topic: Personal Finance
The analysis published under this topic are as follows.
Wednesday, September 19, 2018
Inflation Eating into 99% of Standard UK Savings Accounts / Personal_Finance / Savings Accounts
By: MoneyFacts
Savers are still being left at the mercy of inflation eroding their hard-earned cash, despite a boom in the number of rate rises in the market. Today, less than 1% of the standard savings market can beat a return of 2.70%, meaning that 99% of the standard savings account market* is being eroded by inflation.
Savings rate increases have outweighed cuts for 19 consecutive months, with Moneyfacts.co.uk recording 219 rate rises in August compared with just 28 cuts. Furthermore, statistics released today show the Consumer Prices Index (CPI) rose to 2.7% during August, meaning there are only 4 fixed rate bonds (based on a £10,000 deposit) that can match or beat inflation*. Within that, there are just 2 fixed bonds that beat 2.70%, which represents less than a 1% share of the standard savings market.
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Tuesday, September 18, 2018
Keep Your Money Separate from Your Spouse says Wall Street Veteran / Personal_Finance / Money Saving
By: Jared_Dillian
I met my wife at gifted and talented camp in the summer of 1989, when I randomly put my head in her lap and asked for a kiss.Boy, did I get lucky.
I got lucky because we are both frugal and didn’t even know it. We didn’t fill out a questionnaire on money habits before we kissed each other.
Some people have the misfortune to be frugal and fall in love with a high roller.
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Sunday, September 16, 2018
Flowering Bird of Paradise Plant's Life Cycle (UK) / Personal_Finance / Gardening
By: Anika_Walayat
Anika's Bird of Paradise Plant has finally flowered after 3 long years, so here is the life cycle of of what to expect from a Bird of Paradise Plant Flower, right from when it first appears, blossoms and then very slowly dies back over a good 6 months to reveal it's final secret when the spent flower is cut from the plant.
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Sunday, September 16, 2018
How to Add Zoom to SmartPhone Cameras - MUIO Telescope 12X55mm Review / Personal_Finance / Mobile Technology
By: HGR
The cameras in today's smartphone's such as the Samsung Galaxy S7,S8 and S9 are better than today's compact cameras costing in the region of £200. For instance better slow motion and higher resolution 4K footage when the compacts are still carrying HD specs. So why do most amateur photographers and film makers still rather prefer a cheaper lower quality compact camera than a smartphone? Well its the lack of zoom on smartphone's, so here after much searching on Amazon I settled on the 12X50mm telescope by MUI that cost £30 at the time of review (Amazon UK £30 https://amzn.to/2QErj2y).
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Thursday, September 13, 2018
Does Gambling Regulation Work - A Case Study / Personal_Finance / Gambling
By: Submissions
Sunil Singh writes: Time and time again, we as a species have tested the notion of prohibition, and time and time again, it completely fails. It doesn’t matter whether it’s alcohol in the 1930s, cannabis since the 1960s, or banned Western movies in the likes of Soviet Union and North Korea. If people want to do something, they will find a way. One of the largest problems with prohibition is that it gives rise to a black market. Depending what is being prohibited, this can have rather dangerous consequences. We’ve all heard the stories of poisonous liquor pushed out by the mob in prohibition America. Likewise, recreational drugs distributed on black markets have absolutely no quality control. Examples where a policy of decriminalisation or legality show how sensible regulation is more effective than outright prohibition. Do you think you’d be able to buy a bag of cannabis tainted with fibre glass to increase its weight from a licensed dispensary in Colorado? Well, you can in the UK where the substance is still illegal.
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Tuesday, September 11, 2018
Best Car Jump Starter 2018 Review - Oittm 1500A Peak Current Battery Booster / Personal_Finance / Motoring
By: HGR
This a review of the Oittm car jump starter that can apparently jump start a 6.5 litre diesel engine that I bought from Amazon for £80. My wife's car battery fails every few months probably because of the way she drives with lights permanently on. So I was hunting for a compact car battery jump starter so I don't need to come out and Jump start the car every few months and finally settled on this one by Oittm because it also has 2 USB ports so I can use to for more than just Jump starting cars i.e. a mega battery pack when out and about.
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Monday, September 10, 2018
Cadbury Easy to Win Premier League Match Football Prize EVERY Week! / Personal_Finance / Freebies and Comps
By: Anika_Walayat
Here's another heads up the Cadbury's current "Match and Win" promotion in conjunction with the Premier Football League which features well over 1 million prizes that range from the top prize of a pair of VIP match day tickets (X10), all the way to 1 million Cadbury FC Goodies. Watch our latest video on this promo for why this is a must enter promo for compers as the probability for a win EVERY week is very high!
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Tuesday, September 04, 2018
Top Tips for Winning Cadbury Match and Win Premier league Football Tickets / Personal_Finance / Freebies and Comps
By: Anika_Walayat
Here's our top tip for maximising wins in Cadbury's Premier League Football Match and Win promotion which features well over 1 million prizes that range from the top prize of a pair of VIP match day tickets (X10), all the way to 1 million Cadbury FC Goodies. But before you head out to the shops to buy loads of cadbury's products, watch our video for a top tip that WILL save you a lot of money whilst maximising your chances of winning a prize!
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Monday, September 03, 2018
UK Savers Denied Full Base Rate Rise on Easy Access Accounts / Personal_Finance / Savings Accounts
By: MoneyFacts
As we predicted in August, the savings market hasn’t yet fully benefitted from the base rate rise, which savers may have expected. Now one month on, the latest research from Moneyfacts.co.uk can reveal that many of the nine biggest high street banks* have failed to pass on the 0.25% rate rise to their easy access accounts. In fact, the average easy access rate has risen by just 0.06% since last month.
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Monday, September 03, 2018
The Four Different Types of Debt Consolidation Loans / Personal_Finance / Debt & Loans
By: Dylan_Moran
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Wednesday, August 29, 2018
Last Chance Summer 2018 UK Caravan Holiday Park What to Expect at Hoseasons Review / Personal_Finance / Holidays
By: Anika_Walayat
This is your last chance to book a last minute UK Caravan Holiday for summer 2018 as you probably have just 1 week to go before the kids are expected back at school. Whilst those contemplating delaying their childrens return to school would need to budget for a £60 fine per child. Anyway here is our comprehensive review of what to typically expect at Hoseasons Carvan Parks, covering many aspects from checking in, to what that caravan is like, beach and the in park entertainment cente.
This review was at the popuilar Hoseasons Caravan Park at Cayton Bay, North East England, not 10 miles from Scarborough. Specs for the holiday: Site: Hoseasons Cayton Bay Accommodation: Holmfirth, 3 bedrooms. Duration: 4 nights. Time of year: August.
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Monday, August 27, 2018
Cadbury Easy to Win Premier League Match Football Tickets and 1 Million Prizes! / Personal_Finance / Freebies and Comps
By: Anika_Walayat
Cadbury have launched a new promotion in conjunction with the Football Primer League with well over 1 million prizes! So it appears to be one of those very easy to win promotions where shoppers can bag multiple prizes that range from the top prize of a pair of VIP match day tickets (X10), all the way to 1 million Cadbury FC Goodies.
So find out in our latest video of exactly what you need to to win multiple prizes in this easy to win promotion that runs until 26th October 2018.
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Friday, August 24, 2018
Mattress Guides to Help You Choose Your Next Mattress / Personal_Finance / Shopping
By: Dylan_Moran
It seems like you can’t watch something on TV, or even visit the mall, without someone trying to sell you a mattress. There are so many choices out there; you could hardly be blamed for being overwhelmed; especially if you have a health condition to consider. Here are some tips to help you choose the right mattress for you.
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Thursday, August 23, 2018
GCSE Exam Results Day Shock - Video! / Personal_Finance / Educating Children
By: N_Walayat
It's GCSE results day today, where 600,000 16 year olds across England and Wales will have been busy popping down to their secondary schools to find out if they managed to get their target GCSE grades for the courses they intend on enrolling for September start.
Overall minimum pass grades awarded of C/4 are marginally down on last year but English is up, Whilst a C is a pass, given the competition to get accepted on courses then the ultimate objectives are to achieve the A* and 9 grades for selected subjects. So if a student is choosing to enrol on say 3 A-levels in September then the objective would be to achieve 3 A*'s in those 3 chosen subjects as a sign of having the capability to go on and achieve a similar grade at A level.
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Monday, August 20, 2018
All Average Savings Rates Rise for the First Time in Over Seven Years / Personal_Finance / Savings Accounts
By: MoneyFacts
Moneyfacts UK Savings Trends Treasury Report data (not yet published) highlights the savings market’s continued recovery, with all average rates increasing for the first time since February 2011.
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Monday, August 20, 2018
London Eye Best Times to Visit for Shortest Queues - Tourist Tips / Personal_Finance / Holidays
By: Anika_Walayat
The London Eye is at the top of every Tourists London must do list, the consequences of which is that it tends to get very, very busy, and despite the number of capsules you can end up waiting for over an hour as the queue snakes across the Westminster walkway all the way to the Merlin ticket office. So we tracked the Eye queue length over a couple of days to see which are the best and worst times to visit the London eye, as picking the right time could get you on in less than 1/3rd the time. So watch the video and to find out what the queues are like at various times of day during a busy summers day.
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Wednesday, August 15, 2018
Best Merlin UK Theme Park Summer Holiday 2018 - Thorpe, Alton Towers, LegoLand or Chessington? / Personal_Finance / Travel & Holidays
By: Anika_Walayat
We are now well into the UK school summer holidays so families are busy planning where to go next, which usually includes trips to Britain's Theme parks where the king of UK attractions is Merlin with it's 32 theme parks spread out across the UK. And so with so much choice many are asking which is Britians' best theme park as this video after multiple visits to Merlin's largest and most popular theme parks i.e. Alton Towers, Thorpe Park, Chessington World of Adventures and of course probably the best known LegoLand Windsor.
Wednesday, August 15, 2018
The Essence of Writing an Essay that Must be Understood / Personal_Finance / Education
By: Submissions
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Sunday, August 12, 2018
Which UK Best Theme Park - Alton Towers vs Thorpe Park vs Lego Land vs Chessington World / Personal_Finance / Theme Parks
By: Anika_Walayat
We are now well into the school summer holidays so families are very busy planning where to go next, that usually includes many trips to Britain's Theme parks where the king of UK attractions is Merlin with it's 32 theme parks spread out across the UK. With many asking which is Britians' best theme park as this video compares the results of multiple visits to Merlin's largest and most popular theme parks i.e. Alton Towers, Thorpe Park, Chessington World of Adventures and of course probably the most known of the lot Lego Land Windsor.
Thursday, August 09, 2018
Tips on Maximizing Small Serviced Offices Space / Personal_Finance / SME
By: Boris_Dzhingarov
When I was beginning my insurance business, I was bummed. I did not have enough capital to rent those huge office buildings for my job. This led to me having to work with what I got and maximize. Having serviced offices is almost as satisfying as working in you owning your own business. Although my office space was small, I had a lot of work prey soon and needed add more employees to my working are so found that I needed to maximize the space to accommodate the new office workers and the increase in jobs.
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