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Market Oracle FREE Newsletter

Analysis Topic: Personal Finance

The analysis published under this topic are as follows.

Personal_Finance

Tuesday, September 18, 2018

Keep Your Money Separate from Your Spouse says Wall Street Veteran / Personal_Finance / Money Saving

By: Jared_Dillian

I met my wife at gifted and talented camp in the summer of 1989, when I randomly put my head in her lap and asked for a kiss.

Boy, did I get lucky.

I got lucky because we are both frugal and didn’t even know it. We didn’t fill out a questionnaire on money habits before we kissed each other.

Some people have the misfortune to be frugal and fall in love with a high roller.

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Personal_Finance

Sunday, September 16, 2018

Flowering Bird of Paradise Plant's Life Cycle (UK) / Personal_Finance / Gardening

By: Anika_Walayat

Anika's Bird of Paradise Plant has finally flowered after 3 long years, so here is the life cycle of of what to expect from a Bird of Paradise Plant Flower, right from when it first appears, blossoms and then very slowly dies back over a good 6 months to reveal it's final secret when the spent flower is cut from the plant.

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Personal_Finance

Sunday, September 16, 2018

How to Add Zoom to SmartPhone Cameras - MUIO Telescope 12X55mm Review / Personal_Finance / Mobile Technology

By: HGR

The cameras in today's smartphone's such as the Samsung Galaxy S7,S8 and S9 are better than today's compact cameras costing in the region of £200. For instance better slow motion and higher resolution 4K footage when the compacts are still carrying HD specs. So why do most amateur photographers and film makers still rather prefer a cheaper lower quality compact camera than a smartphone? Well its the lack of zoom on smartphone's, so here after much searching on Amazon I settled on the 12X50mm telescope by MUI that cost £30 at the time of review (Amazon UK £30 https://amzn.to/2QErj2y).

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Personal_Finance

Thursday, September 13, 2018

Does Gambling Regulation Work - A Case Study / Personal_Finance / Gambling

By: Submissions

Sunil Singh writes: Time and time again, we as a species have tested the notion of prohibition, and time and time again, it completely fails. It doesn’t matter whether it’s alcohol in the 1930s, cannabis since the 1960s, or banned Western movies in the likes of Soviet Union and North Korea. If people want to do something, they will find a way.
 
One of the largest problems with prohibition is that it gives rise to a black market. Depending what is being prohibited, this can have rather dangerous consequences. We’ve all heard the stories of poisonous liquor pushed out by the mob in prohibition America. Likewise, recreational drugs distributed on black markets have absolutely no quality control. Examples where a policy of decriminalisation or legality show how sensible regulation is more effective than outright prohibition. Do you think you’d be able to buy a bag of cannabis tainted with fibre glass to increase its weight from a licensed dispensary in Colorado? Well, you can in the UK where the substance is still illegal.

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Personal_Finance

Tuesday, September 11, 2018

Best Car Jump Starter 2018 Review - Oittm 1500A Peak Current Battery Booster / Personal_Finance / Motoring

By: HGR

This a review of the Oittm car jump starter that can apparently jump start a 6.5 litre diesel engine that I bought from Amazon for £80. My wife's car battery fails every few months probably because of the way she drives with lights permanently on. So I was hunting for a compact car battery jump starter so I don't need to come out and Jump start the car every few months and finally settled on this one by Oittm because it also has 2 USB ports so I can use to for more than just Jump starting cars i.e. a mega battery pack when out and about.

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Personal_Finance

Monday, September 10, 2018

Cadbury Easy to Win Premier League Match Football Prize EVERY Week! / Personal_Finance / Freebies and Comps

By: Anika_Walayat

Here's another heads up the Cadbury's current "Match and Win" promotion in conjunction with the Premier Football League which features well over 1 million prizes that range from the top prize of a pair of VIP match day tickets (X10), all the way to 1 million Cadbury FC Goodies. Watch our latest video on this promo for why this is a must enter promo for compers as the probability for a win EVERY week is very high!

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Personal_Finance

Tuesday, September 04, 2018

Top Tips for Winning Cadbury Match and Win Premier league Football Tickets / Personal_Finance / Freebies and Comps

By: Anika_Walayat

Here's our top tip for maximising wins in Cadbury's Premier League Football Match and Win promotion which features well over 1 million prizes that range from the top prize of a pair of VIP match day tickets (X10), all the way to 1 million Cadbury FC Goodies. But before you head out to the shops to buy loads of cadbury's products, watch our video for a top tip that WILL save you a lot of money whilst maximising your chances of winning a prize!

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Personal_Finance

Monday, September 03, 2018

UK Savers Denied Full Base Rate Rise on Easy Access Accounts / Personal_Finance / Savings Accounts

By: MoneyFacts

As we predicted in August, the savings market hasn’t yet fully benefitted from the base rate rise, which savers may have expected. Now one month on, the latest research from Moneyfacts.co.uk can reveal that many of the nine biggest high street banks* have failed to pass on the 0.25% rate rise to their easy access accounts. In fact, the average easy access rate has risen by just 0.06% since last month.

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Personal_Finance

Monday, September 03, 2018

The Four Different Types of Debt Consolidation Loans / Personal_Finance / Debt & Loans

By: Dylan_Moran

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Personal_Finance

Wednesday, August 29, 2018

Last Chance Summer 2018 UK Caravan Holiday Park What to Expect at Hoseasons Review / Personal_Finance / Holidays

By: Anika_Walayat

This is your last chance to book a last minute UK Caravan Holiday for summer 2018 as you probably have just 1 week to go before the kids are expected back at school. Whilst those contemplating delaying their childrens return to school would need to budget for a £60 fine per child. Anyway here is our comprehensive review of what to typically expect at Hoseasons Carvan Parks, covering many aspects from checking in, to what that caravan is like, beach and the in park entertainment cente.

This review was at the popuilar Hoseasons Caravan Park at Cayton Bay, North East England, not 10 miles from Scarborough. Specs for the holiday: Site: Hoseasons Cayton Bay Accommodation: Holmfirth, 3 bedrooms. Duration: 4 nights. Time of year: August.

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Personal_Finance

Monday, August 27, 2018

Cadbury Easy to Win Premier League Match Football Tickets and 1 Million Prizes! / Personal_Finance / Freebies and Comps

By: Anika_Walayat

Cadbury have launched a new promotion in conjunction with the Football Primer League with well over 1 million prizes! So it appears to be one of those very easy to win promotions where shoppers can bag multiple prizes that range from the top prize of a pair of VIP match day tickets (X10), all the way to 1 million Cadbury FC Goodies.

So find out in our latest video of exactly what you need to to win multiple prizes in this easy to win promotion that runs until 26th October 2018.

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Personal_Finance

Friday, August 24, 2018

Mattress Guides to Help You Choose Your Next Mattress / Personal_Finance / Shopping

By: Dylan_Moran

It seems like you can’t watch something on TV, or even visit the mall, without someone trying to sell you a mattress. There are so many choices out there; you could hardly be blamed for being overwhelmed; especially if you have a health condition to consider. Here are some tips to help you choose the right mattress for you.

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Personal_Finance

Thursday, August 23, 2018

GCSE Exam Results Day Shock - Video! / Personal_Finance / Educating Children

By: N_Walayat

It's GCSE results day today, where 600,000 16 year olds across England and Wales will have been busy popping down to their secondary schools to find out if they managed to get their target GCSE grades for the courses they intend on enrolling for September start.

Overall minimum pass grades awarded of C/4 are marginally down on last year but English is up, Whilst a C is a pass, given the competition to get accepted on courses then the ultimate objectives are to achieve the A* and 9 grades for selected subjects. So if a student is choosing to enrol on say 3 A-levels in September then the objective would be to achieve 3 A*'s in those 3 chosen subjects as a sign of having the capability to go on and achieve a similar grade at A level.

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Personal_Finance

Monday, August 20, 2018

All Average Savings Rates Rise for the First Time in Over Seven Years / Personal_Finance / Savings Accounts

By: MoneyFacts

Moneyfacts UK Savings Trends Treasury Report data (not yet published) highlights the savings market’s continued recovery, with all average rates increasing for the first time since February 2011.

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Personal_Finance

Monday, August 20, 2018

London Eye Best Times to Visit for Shortest Queues - Tourist Tips / Personal_Finance / Holidays

By: Anika_Walayat

The London Eye is at the top of every Tourists London must do list, the consequences of which is that it tends to get very, very busy, and despite the number of capsules you can end up waiting for over an hour as the queue snakes across the Westminster walkway all the way to the Merlin ticket office. So we tracked the Eye queue length over a couple of days to see which are the best and worst times to visit the London eye, as picking the right time could get you on in less than 1/3rd the time. So watch the video and to find out what the queues are like at various times of day during a busy summers day.

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Personal_Finance

Wednesday, August 15, 2018

Best Merlin UK Theme Park Summer Holiday 2018 - Thorpe, Alton Towers, LegoLand or Chessington? / Personal_Finance / Travel & Holidays

By: Anika_Walayat

We are now well into the UK school summer holidays so families are busy planning where to go next, which usually includes trips to Britain's Theme parks where the king of UK attractions is Merlin with it's 32 theme parks spread out across the UK. And so with so much choice many are asking which is Britians' best theme park as this video after multiple visits to Merlin's largest and most popular theme parks i.e. Alton Towers, Thorpe Park, Chessington World of Adventures and of course probably the best known LegoLand Windsor.

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Personal_Finance

Wednesday, August 15, 2018

The Essence of Writing an Essay that Must be Understood / Personal_Finance / Education

By: Submissions

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Personal_Finance

Sunday, August 12, 2018

Which UK Best Theme Park - Alton Towers vs Thorpe Park vs Lego Land vs Chessington World / Personal_Finance / Theme Parks

By: Anika_Walayat

We are now well into the school summer holidays so families are very busy planning where to go next, that usually includes many trips to Britain's Theme parks where the king of UK attractions is Merlin with it's 32 theme parks spread out across the UK. With many asking which is Britians' best theme park as this video compares the results of multiple visits to Merlin's largest and most popular theme parks i.e. Alton Towers, Thorpe Park, Chessington World of Adventures and of course probably the most known of the lot Lego Land Windsor.

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Personal_Finance

Thursday, August 09, 2018

Tips on Maximizing Small Serviced Offices Space / Personal_Finance / SME

By: Boris_Dzhingarov

When I was beginning my insurance business, I was bummed. I did not have enough capital to rent those huge office buildings for my job. This led to me having to work with what I got and maximize. Having serviced offices is almost as satisfying as working in you owning your own business. Although my office space was small, I had a lot of work prey soon and needed add more employees to my working are so found that I needed to maximize the space to accommodate the new office workers and the increase in jobs.

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Personal_Finance

Wednesday, August 08, 2018

Borrowers and Savers - How to Survive the Base Interest Rates Rise / Personal_Finance / UK Interest Rates

By: MoneyFacts

Just a few short days after the Bank of England’s historic base rate increase to 0.75%, everyone has had time for the news to sink in. Now it is time for both borrowers and savers to take action – but what can be done?

Charlotte Nelson, Finance Expert at Moneyfacts.co.uk, said:

“A base rate rise can either be a blessing or a curse depending on where you stand. Regardless of whether you are a borrower or a saver, there are things you can do now to help either get the most from your savings pot or soften the blow of the rise itself.”

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