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Market Oracle FREE Newsletter

Analysis Topic: Personal Finance

The analysis published under this topic are as follows.

Personal_Finance

Saturday, May 23, 2020

4 Essential Car Trade-In Tips To Get The Best Value / Personal_Finance / Motoring

By: Steve_Barker

If you want to get the best value on your car trade-in, you need to be ready to negotiate. Most likely you will be trading in your vehicle at a dealership in order to purchase a new car. Dealing with a dealership to trade-in your car can be far less time-consuming than selling your vehicle privately.

It is pretty convenient to trade-in your car to buy a new one. Unfortunately, it is not as easy as one may think. Dealerships are experts at flipping numbers in their favor in order to get the most money from your new car purchase.

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Personal_Finance

Saturday, May 23, 2020

Budgie Heaven at Bird Land / Personal_Finance / Animals & Pets

By: Anika_Walayat

Think of a big budgie cage, now double it and then times it by 10! That's what we've goBudgie Heaven at Bird Landt here,. Budgie Heaven at Bird Land.

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Personal_Finance

Thursday, May 21, 2020

Do No Credit Check Loans Online Instant Approval Options Actually Exist? / Personal_Finance / Debt & Loans

By: Submissions

Millions of people with all kinds of different credit scores (and sometimes, no credit scores at all) apply for online loans every single year. Online loans sometimes get bad reputations from some, but these are people who don’t realize how much online lenders help those with bad credit.

Of course, for some people who may be looking for a loan, they may not even know online loan options exist. If it is someone who is older, someone who hasn’t had much exposure to the internet, or something else entirely, they may not be aware of how many options are actually open to them.

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Personal_Finance

Thursday, May 21, 2020

AMD Zen 3 Ryzen 9 4950x Intel Destroying 24 core 48 thread Processor? / Personal_Finance / Technology

By: HGR

It's only a few more months to go for our wait for AMD's latest Intel destroying retail processors will be over! It's ZEN 3 4th Gen processors, the 4000 series that look set to do to Intel what the 3rd Gen did last year. Even now Intel's latest offerings, it's 10th Gen processors have NOT managed to catch AMD's 3rd Gen processors up, so AMD looks set to soon widen it's lead over Intel, and thus encourage many more users to make the leap from Intel to AMD. Even the more costly XE's with their 18 cores can't beat the 16 core 3950x so what hope did the 10 core i9 10900k have? Okay maybe for gaming just manages to edge the 3950x by a few percent given the hgiher boost clock speed of 5.3ghz but for productivity it comes nowhere near.

But enough of Intel, what can we expect to start upgrading to from September onwards when AMD is expected to announce the 4900x and then within a couple of months the 4950x, how many cores and what clock speeds?

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Personal_Finance

Monday, May 18, 2020

New AMD Ryzen 4900x and 4950x Zen3 4th Gen Processors Clock Speed and Cores Specs / Personal_Finance / Technology

By: HGR

It's only a few more months to go for our wait for AMD's latest Intel destroying retail processors will be over! It's ZEN 3 4th Gen processors, the 4000 series that look set to do to Intel what the 3rd Gen did last year. Even now Intel's latest offerings, it's 10th Gen processors have NOT managed to catch AMD's 3rd Gen processors up, so AMD looks set to soon widen it's lead over Intel, and thus encourage many more users to make the leap from Intel to AMD. Even the more costly XE's with their 18 cores can't beat the 16 core 3950x so what hope did the 10 core i9 10900k have? Okay maybe for gaming just manages to edge the 3950x by a few percent given the hgiher boost clock speed of 5.3ghz but for productivity it comes nowhere near.

Read full article... Read full article...

 


Personal_Finance

Monday, May 18, 2020

Learn How to Play the Violin, Kids Activities and Learning During Lockdown / Personal_Finance / Educating Children

By: Anika_Walayat

LOCKDOWN! What to do ? What about learning to play the violin. Here 6 year old Anika demonstrates what you can learn after just a few weeks of practice under lockdown.

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Personal_Finance

Sunday, May 17, 2020

Learn more about the UK Casino Self-exclusion / Personal_Finance / Gambling

By: Submissions

While gambling can be enjoyable and rewarding, it also has a dark side - addiction. This is an unhealthy obsession where victims use money meant for important things such as family and personal needs for gambling. The impact of such actions put unimaginable stress on relationships, families and even careers.

To combat this problem, gamers embrace various methods such as self-exclusion, seeking professional counselling, embracing alternative ways to have fun as well as joining support groups. This article examines how you can use self-exclusion to control your gambling addiction. For instance, using Gamstop to help you stop gambling at various casinos. It is recommended by Gamstop themselves to self-exclude during the COVID-19 pandemic.

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Personal_Finance

Wednesday, May 13, 2020

Fruit Trees Gardening to Beat Coronavirus Blues - , Apple, Cherry, Kiwi, Pears, Plums, Grapes, Bananas May 2020 / Personal_Finance / Gardening

By: Eliza_Walayat

Covid-19 may be continuing to rage in the UK but that's not stopping the plants coming alive. In this video 5 year old Eliza shows what our fruit trees look like in May 2020, and we have a lot of fruit trees growing in a relatively small spaces that includes various varieties of apple trees, Cherry, Kiwi's, Pears, Plums, Grapes and we even have Banana Trees growing!

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Personal_Finance

Thursday, May 07, 2020

Buying a Samsung Galaxy S10+ Smartphone off Ebay for £362 - Bargain or Scammed? / Personal_Finance / Money Saving

By: HGR

Whilst most are dashing to buy Samsung's flagship phone the S20+ that costs £999. However, before you rush out and buy it, you could be missing out on a great bargain, a S10+ at LESS than half the price! The S10+ currently sells NEW for between £650 and £800. Which is not that much cheaper than an S20+, so no wonder many opt for the S20+. However, what most fail to consider is that they could get as good as new (not refurbished) phones off ebay, in pristine condition for LESS than £400!

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Personal_Finance

Wednesday, May 06, 2020

How to Find Trustworthy Will Writers in Birmingham / Personal_Finance / Pensions & Retirement

By: Submissions

It is not something that everyone would want to think about, but having a Will written can make life so much easier for your loved ones should anything happen to you. Young or old, it doesn’t matter, a Will is something that everyone should have. As we go through life, we gather assets, whether they be possessions, a car, a house or money, everyone will have something. By creating a Will, you are leaving clear instructions as to how your assets should be shared in the event of your death. Without a Will, it is left for your loved ones to decide upon the distribution of your assets and not only may they be distributed in a way that you would rather not have but it can cause endless arguments between family members when decisions have to be made and sometimes it can cause a permanent rift. With a Will, you can also appoint an Executor, a person that you would trust, to have the responsibility to share your assets according to your wishes. You can find out more about will writers Birmingham through the provided site.

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Personal_Finance

Friday, May 01, 2020

How to Buy a Bargain S10+ Samsung Smartphone Off Ebay for Under £400 / Personal_Finance / Shopping

By: HGR

Whilst most are dashing to buy Samsung's flagship phone the S20+ that costs £999. However, before you rush out and buy it, you could be missing out on a great bargain, a S10+ at LESS than half the price!

The S10+ currently sells NEW for between £650 and £800. Which is not that much cheaper than an S20+, so no wonder many opt for the S20+. However, what most fail to consider is that they can get as good as new (not refurbished) phones off ebay, in pristine condition for LESS than £400!

Read full article... Read full article...

 


Personal_Finance

Sunday, April 26, 2020

Buying a NEW Budgie, Parakeet From a Pet Shop - Jollyes UK / Personal_Finance / Animals & Pets

By: Anika_Walayat

What life was like before the lockdown - Anika and Eliza or back to the local Jollyes pet shop with a plan to buy a second budgie / parakeet. So that the green budgie we bought 10 days ago has a friend to play and live with it. Find out what budgie we buy will it be green or a different colour and how the budgies characters differ. As out green budgie is already very friendly after just 10 days of living with ut.

Though with the wide selection of pets on offer there was a tug of war underway, Hamsters, small mice, rabbits, fish and even rats on offer! Eliza wants a Rabbit whilst Anika wants a Mouse or Hamster. But the plan was to buy a Budgie! After all we have a budgie cage at home so can't suddenly switch to another animal. Find out what it's like to visit a pet shop like Jollyes pet food superstore to buy a pet Budgie and / or other animals for the first time. Not forgetting food and accessories.

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Personal_Finance

Wednesday, April 22, 2020

Tips for Managing Your Personal Budget During Coronavirus / Personal_Finance / Financial Education

By: Submissions

The coronavirus pandemic, the fall in oil prices - all these are parts of a single crisis that people are experiencing. There is a high probability that we are only at the beginning of the road, and all possible precautions will not be superfluous.

As the great Warren Buffett said, "when the tide is replaced by the ebb, you can immediately see who was swimming naked." This rule is useful to remember in order to organize your finances in a truly reliable and efficient manner and for managing your money. Here are some simple tips to help you feel much better in the next crisis that will inevitably come.

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Personal_Finance

Monday, April 20, 2020

Finger Pulse Oximeter, Blood Oxygen Saturation Monitor Usage (Zacurate Amazon) / Personal_Finance / Health and Fitness

By: HGR

In this time of crisis when the healthcare systems are both overloaded and their facilities at higher risks of spreading contagion then this nifty little device that 'should' not cost too much though prices have been hyped ignorantly from the £20 or so they were selling fro towards £40, other than those that have just appeared on Amazon and thus likely or of dubious quality.

Nevertheless we did our research and bought one that's been on the market for several years with plenty of feedback so that we can help monitor oxygen levels at this present time of global crisis so as to know where we stand. Of course it's good to get some base line readings so as to ensure these oxygen sensors actually work as this video illustrates as we check out the Zacurate oximeter bought from Amazon for £36 (Zacurate® Pro Series CMS 500DL Fingertip Pulse Oximeter Blood Oxygen Saturation Monitor with Silicone Cover, Batteries and Lanyard Mystic).

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Personal_Finance

Monday, April 20, 2020

How to Create a Foolproof Retirement Plan / Personal_Finance / Pensions & Retirement

By: Submissions

 One of the main rules to remember when drafting a retirement plan is to make sure not to run out of money. The second essential rule is never to ignore the first rule.

Very few people want to take significant risks when making investments for their retirement plans. Retirees want to stick to zero risk investments such as treasury bonds to avoid any unforeseen losses. However, these “safe investments” do not offer a substantial payback when it comes time to withdraw, and often the savings dry out way before time even if the retiree is making moderate withdrawals over their lifetime. To avoid these situations, it is essential to keep an investment portfolio diverse, keeping the need for safety of the investment and capital preservation both in mind. It is also crucial to consider factors such as economic growth and hedge inflation when designing a portfolio. This will keep the retiree safe from drying out their savings earlier than expected.

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Personal_Finance

Saturday, April 18, 2020

VITAMIN D3 Could Save Your Life! Protect From COVID-19 Infections / Personal_Finance / Health and Fitness

By: N_Walayat

Vitamin D could save your life! Latest medical studies confirm that Vitamin D3 protects from repertory infections bacterial or viral such as influenza and Covid-19!

Which means Vitamin D could :

a. Stop you from becoming infected.

b. If infected have a far milder illness

c. And if you are unlucky to have severe illness, then Vitamin D supplementation now could make the difference between recovering or dying!

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Personal_Finance

Wednesday, April 15, 2020

Ways to Invest With your Spare Cash / Personal_Finance / Learning to Invest

By: Submissions

If you only have a small amount to invest, it doesn't have to mean that you have less likelihood of a good financial return. There are plenty of excellent ways to save for the future and watch your money grow even by just investing some of your spare cash. Here are a few ideas to get you started.

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Personal_Finance

Thursday, April 09, 2020

Going to School in Lockdown Britain, Dobcroft Sheffield / Personal_Finance / Sheffield

By: N_Walayat

Here's what it's like to gcoo to school during Britain's coronavirus lockdown that is now entering it's 3rd week, as 5 year old Eliza walks to her infants Dobcroft school in Sheffield, definitely not as busy as the usual school runs used to be, coupled with Covid-19 notices on the gates, a check list to only admit the children of key workers, is a youtuber a key person?

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Personal_Finance

Thursday, April 09, 2020

Amazon Face Masks to Protect Against Covid-19 Viral Particles N95, FPP2, PM2.5, for Kids and Adults / Personal_Finance / Health and Fitness

By: HGR

Our governments are negligent, the World Health Organisation is negligent, Why? Because they repeatedly stated that face masks don't make much difference in avoiding covid-19 when the OPPOSITE IS TRUE! Of course they lied because a. They wanted people to get infected so as to foster herd immunity. and b. The imbeciles had not planned for any of this. and so there weren't enough face masks to go around for healthcare workers let alone if the general public also started buying what little stock remains.

And then we have the idiots recommending DIY cloth masks that at best will offer a 10% protection.

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Personal_Finance

Wednesday, April 08, 2020

Market Predictions And The Business Implications / Personal_Finance / Gambling

By: Submissions

Predicting movements within markets when things are operating as usual can typically be quite simple - whilst unexpected changes may cause some movement there tends to be a lot of flexibility to cover that movement. However, when we experience a global crisis such as the one that came in the 2008 housing crash and now in the coronavirus pandemic, the range of factors that can cause movement in a market are much higher, much more volatile, and can be much more unexpected. Fear has always served as a motivating factor for a shifting market, as uncertainty grows around how much movement we may see, those afraid to face big losses may change their position during a difficult time, which in turn causes more fear in the market.

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