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Market Oracle FREE Newsletter

Analysis Topic: Personal Finance

The analysis published under this topic are as follows.

Personal_Finance

Tuesday, February 26, 2019

Credit Card 0% Deals Cut Down to Combat Debt Crisis / Personal_Finance / Credit Cards & Scoring

By: MoneyFacts

Customers looking to switch their debts from one interest-free balance transfer deal to another will now have less time to repay their debt before interest applies compared to a year ago. In February 2018, the Financial Conduct Authority (FCA) introduced new rules to tackle the issues surrounding persistent debt and gave providers until September to adhere.

Since then, research from Moneyfacts.co.uk can reveal that the longest deal available today on 0% introductory balance transfers is 32 months, down by five months since this time a year ago, when the longest was 37 months. This is a steady decline in lengthy deals and seems set to continue.

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Personal_Finance

Wednesday, February 20, 2019

Here’s The Real Reason You Stress About Money / Personal_Finance / Debt & Loans

By: Jared_Dillian

People get really stressed out about money.

Money makes people cry. Money causes people to lose sleep. Money causes marriages to hit the skids.

So how to not stress about money? Drink decaf? Yoga? Meditation? None of the above.

Having more money is not the solution either. Lots of times, more money causes more stress, not less.

In the sage words of The Notorious B.I.G., “Mo’ money, mo’ problems.” The people who stress about money with $10,000 in the bank would be stressed with $1,000,000 in the bank.

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Personal_Finance

Wednesday, February 20, 2019

Olympus TG-5 Video Audio Sound Quality Tests, TG5 Camera Review / Personal_Finance / Technology

By: HGR

In this video we test the quality of Olympus Tough TG-5's sound / audio recordings, what you get when you hit the record button in various locations under various conditions from nosey to quiet, even underwater! And what it's like when first emerging from a plunge in the sea. So you understand what to expect from this camera's two microphones positioned on the top left side of the camera body.

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Personal_Finance

Monday, February 18, 2019

UK Savings Market Recovers Six Months on From Base rate Rise / Personal_Finance / Savings Accounts

By: MoneyFacts

Moneyfacts UK Savings Trends Treasury Report data, not yet published, reveals that the savings market has taken a full six months to price in the 0.25% base rate rise from August 2018 and for the number of products that beat base rate to return to pre-rise levels.

In August 2018, 74% of the savings market beat 0.50%, however on the day base rate rose to 0.75%, the proportion of accounts that beat base rate (0.75%) fell to 66%. After six months of recovery, the market is reaching pre-rise levels, at 72%. Still, over a quarter (28%) of the savings market today do not pay above 0.75%, so there is still more room for improvement.

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Personal_Finance

Saturday, February 16, 2019

Olympus TG-5 Tough Camera Under SEA Water Test / Personal_Finance / Travel & Holidays

By: HGR

The ultimate test for the Olympus TG-5 waterproof camera is if it survives being take into the sea. So lets see if the TG-5 survives being plunged under sea water in our latest TG-5 series of videos as we test to see if the camera lives up to its primary sales pitch of being waterproof.

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Personal_Finance

Thursday, February 14, 2019

KitKat "Make a Break for It" Proving Impossible to Win 100 Travel Holiday Goodies Per Day Promo / Personal_Finance / Freebies and Comps

By: Anika_Walayat

KitKat's new promotion for 2019 that went live on the 1st of Feb, which apart from the top prizes of 10 holidays worth £8,000 each, supposedly has 100 holiday getaway goodies to be won EVERY DAY by just entering the codes found on the inside of kitkat wrappers. Thus this 'should' be a relatively easy to win promotion. Unfortunate, that is not our experience after having entered 20 codes to date and not having won a single prize! Which makes us skeptical of the deployment of this promotion.

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Personal_Finance

Thursday, February 14, 2019

Wage Day Advance And Why There is No Shame About It / Personal_Finance / Debt & Loans

By: Sumeet_Manhas

...

 


Personal_Finance

Tuesday, February 12, 2019

Best Cash ISA as Providers Start Sowing Seeds for Fresh Season / Personal_Finance / ISA's

By: MoneyFacts

Savers will be pleased to find out that providers have stepped up competition in the ISA market, with rates rising and new deals being launched to entice savers since the start of 2019.

Indeed, the latest research from Moneyfacts.co.uk can reveal that 24* savings providers have increased rates or launched new ISAs, with some securing a Best Buy position in the process.

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Personal_Finance

Sunday, February 10, 2019

KitKat's Hard To Win "Make a Break for It" Travel Holiday Goodies / Personal_Finance / Freebies and Comps

By: Anika_Walayat

KitKat's new promotion went live online on the 1st of Feb, where the top prizes are 10 holidays worth £8,000 each which can be instantly won by finding a golden ticket inside a Kitkat packet. Additionally 100 getaway goodies are supposedly available to be won EVERY DAY just by entering the codes found on the inside of kitkat wrappers. Which 'should' mean this is an easy to win promotion. However, that is not our experience after having entered over a dozen codes, watch our video to find out what is going on and whether you should even bother with this promo.

Read full article... Read full article...

 


Personal_Finance

Friday, February 08, 2019

Top Myths and Facts about ULIP Plans / Personal_Finance / Insurance

By: Justin_Weinger

ULIPs (Unit Linked Insurance Plans) offer you the combination of both investment and insurance components in a single entity. However, there are a plethora of myths surrounding ULIPs products due to lack of knowledge and understanding of its features & benefits. Here’s a look into some of the common myths and their counterpart reality associated with ULIPs which will help you make informed decisions:

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Personal_Finance

Wednesday, February 06, 2019

Importance of CompTIA A+ 220-902 Exam and A+ Certification / Personal_Finance / Education

By: Submissions

In the fast-paced world, technology has changed the way we live and work.  Individuals who are planning for a career or thinking of a career, networking technology are sure to provide greater prospects. Computer networking has become an important part of the most business. To meet the requirements and work with much better networking degrees and certifications have now become mandatory. There is a multitude of training centers and online courses that offer these certifications. One such exam is CompTIA A+ 220-902 Exam.

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Personal_Finance

Saturday, February 02, 2019

Tesco Cheap KitKat's to Win £8000 Holidays, plus 100 Travel Prizes Per day / Personal_Finance / Freebies and Comps

By: Anika_Walayat

KitKat's new promotion went live online on the 1st of Feb, where the top prizes are 10 holidays worth £8,000 each which can be instantly won by finding a golden ticket inside a Kitkat packet. Additionally 100 getaway goodies are available to be won EVERY DAY just by entering the codes found on the inside of kitkat wrappers.

Watch our video for the full details of what should prove to be an easy to win promotion. Especially given that multi-packs of Kitkat's can currently be had for just 90pence, as opposed to £2 to £2.20, means that NOW is the time to stock up!

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Personal_Finance

Thursday, January 31, 2019

Holiday Travel Warning - Test Your Digital Luggage Scales for Accuracy Before Travelling / Personal_Finance / Travel & Holidays

By: HGR

Planning your summer holidays for 2019? We'll here's what you need to know about cheap digital luggage scales that can be bought from the likes of Amazon for £10 or less, as we see how accurate and consistent typical digital luggage scales tend to be by using a variety of weight lifting plates to test a number of digital luggage scales.

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Personal_Finance

Thursday, January 31, 2019

When Can A Payday Loan Make Sense? / Personal_Finance / Debt & Loans

By: OutreachMama

...

 


Personal_Finance

Wednesday, January 30, 2019

Turk Telecom Turkey Holiday Resorts and Hotels Wifi Speed Test / Personal_Finance / Travel & Holidays

By: HGR

FREE WIFI is what virtually every decent hotel and holiday resort in Turkey offers but the quality of service varies greatly, for instance some wifi services only work in the reception area and not in any of the rooms. so for those planning a trip to the Dalaman / Fethiye area of Turkey during 2019, this is a test of what to expect in terms of wifi service at a major resort such as Letoonia Club situated about 40 miles south of Dalaman and across the bay from the city of Fethiye. As we check out what broadband signal, download and upload speeds are like so you know if you need to make alternative roaming broadband arrangements before traveling.

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Personal_Finance

Saturday, January 26, 2019

How to Manage Your Online Gambling Budget / Personal_Finance / Gambling

By: Boris_Dzhingarov

...

 


Personal_Finance

Thursday, January 24, 2019

Electricity Prices on the Rise / Personal_Finance / Electricity

By: Dumitru_Midon

Electricity is not really something any of us can do without. Whether you have a tariff or a prepaid meter the money soon seems to go, and the media is continually reminding us that prices are going up. Consumers are feeling badly let down by Ofgem, the industry regulators who put a cap in place to ensure that variable tariffs could only rise to a certain point, and then moved the cap higher leaving people feeling frustrated and angry.
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Personal_Finance

Thursday, January 24, 2019

KitKat Instant Holiday Win! "Make a Break for it" Promotion 2019 / Personal_Finance / Freebies and Comps

By: Anika_Walayat

This is a heads up on a NEW KitKat promotion that's just started, one where 10 holidays are up for grabs worth £8,000 each which can be instantly won by finding a golden ticket inside a packet. Additionally upto 100 getaway goodies can be won EVERY DAY by entering the codes found on the inside of wrappers. Watch the video for the full details of this likely not to miss promotion.

Read full article... Read full article...

 


Personal_Finance

Thursday, January 24, 2019

SelfTrade.co.uk Hits Shares ISA Investors with Quarterly Custody Fees / Personal_Finance / Investing 2019

By: N_Walayat

It's just got that bit harder for small stock investing customers of Selftrade.co.uk to make money investing.

Customers of Selftrade.co.uk who don't trade at least twice in a quarter (since April 2018) are being hit with a quarterly balance eroding custody fee of at least £17.99. Which might not sound like much but for small retail investors who tend to be invested in ISA's for the long-run its going to amount to a sizeable drain on their ISA accounts of at least £72 per year. And the charges would be even higher for those who hold SIPPS with Selftrade.co.uk

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Personal_Finance

Wednesday, January 23, 2019

Seiko Automatic Watches: The Watches for Financial Traders / Personal_Finance / Shopping

By: Boris_Dzhingarov

For those in the financial markets, a watch is more than just a device for keeping time. It is a sign of prestige, a representation of who you are, and a fashion statement. This is why many top traders invest in Audemars Piguet and the Patek Philippe watches.

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