Friday, August 23, 2019
Seven Key Words That Explain "Stupidly High" Bond Market Prices / Interest-Rates / International Bond Market
The front page of the August 16th Wall Street Journal contains the information found in the remarkable graph below.
As can be clearly seen, year to date around the world - including in Austria, Japan, Germany, and the U.S. and the U.K. - we are in practice seeing some of the most astonishing short-term returns ever seen when it comes to long and ultralong bonds.
The title of the WSJ article is "Forget Stocks. Ultralong Bonds Are The Real Gamble", and the author refers to the current bond price levels around the world as being "stupidly high". If we look at the dominant investment theories from prior decades, which the great majority of financial planners, financial journalists and retirement investors still treat as being the gospel wisdom for today - then he makes some very strong points about just how ridiculous those prices are, and why they shouldn't exist.
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Friday, August 23, 2019
Is the Fed Too Late Prevent A US Housing Bear Market? / Housing-Market / US Housing
So, the reality is that based on our modeling system and our research, there are only two ways that the US Fed (and likely the global central banks) can navigate out of this inflation killing debt glut that has sunk the global markets into a quicksand-like economic malaise; either A. reduce debts dramatically across the board (all nations) in an attempt to allow for some level of future growth/inflation opportunity, or B. find a way to push GDP out levels to 2x (or higher) that of current debt levels. A is much more difficult to negotiate and navigate – but it may be an option sometime in the future. B is the more likely option with a transition into some type of new 21st-century economic model that assists in advancing the build-it, sell-it model.
In the last, Part II, a section of our research, we showed you a chart of our US Fed modeling system and where we believe the US Fed should be targeting rates currently. The one thing that was a bit different than our original model, created in 2013, was the election of President Trump and the EU, US/China trade wars. This could complicate things a bit in the future, but overall the model continues to perform well.
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Friday, August 23, 2019
Manchester Airport FREE Drop Off Area Service at JetParks 1 - Video / Personal_Finance / Travel & Holidays
Here's how to avoid paying Manchester Airports high drop off fees of as much as £25! By using Manchester Airports free drop off service at Jetparks 1 situated on Thorley Lane where you have 60 minutes of free parking on whether just want to quickly to drop off passengers or accompany them on the free shuttle bus to the terminal and back.
Here's exactly what to expect in terms of ease of parking and frequency of the free shuttle bus so you will know whether to risk it or not, or play safe and drop off at the airport where it costs £4 for under 10 minutes and your risk is getting hit by a £25 charge if you take longer than 10 minutes to drop off passengers AND EXIT the terminal drop off area.
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Thursday, August 22, 2019
Gold Price Trend Validation / Commodities / Gold and Silver Stocks 2019
So who is on First, or Are we there yet ?
Either addresses the current CUT 2 CHASE question.
Blind faith can be good or bad, but tempered with some evidence, might be a good thing. Lets look at several categories of evidence concerning the position and trend of Gold and Gold Stocks.
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Thursday, August 22, 2019
Economist Lays Out the Next Step to Wonderland for the Fed / Interest-Rates / US Interest Rates
Mr. Steven Ricchiuto, he of a Masters in Economics from Columbia, has laid out the proper plan for the Federal Reserve in this oh so noisy environment in which an unassuming and fairly quiet man is trying to tune out a personal bully on Twitter, tune out the stock market’s daily whipsaw and do what he perceives to be the right thing.
Today, the academic named above throws in with Trump and politely harangues Chairman Powell thusly in an open letter. You can read it by hitting the graphic…
https://www.marketwatch.com/story/the....
Stagflation this, Volcker that, deflation the other thing… blah blah blah. But then he gets to the interesting parts, the money parts. Of the post-Volcker era he states…
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Thursday, August 22, 2019
GCSE Exam Results Day Shock! How to Get 9 A*'s Grade 9's in England and Maths / Personal_Finance / Educating Children
It's GCSE results day today, where 700,000 16 year olds across England and Wales will have been busy popping down to their secondary schools to find out if they managed to get their target GCSE grades for the courses they intend on enrolling for September start.
Overall minimum pass grades awarded of C/4 is marginally up;on last year by 0.4%. Whilst a C is a pass, given the competition to get accepted on courses then the ultimate objectives are to achieve the A* and 9 grades for selected subjects, grades for which are also up by 0.3%. So if a student is choosing to enrol on say 3 A-levels in September then the objective would be to achieve 3 A*'s in those 3 chosen subjects as a sign of having the capability to go on and achieve a similar grade at A level.
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Thursday, August 22, 2019
KEY WEEK FOR US MARKETS, GOLD, AND OIL - Audio Analysis / Stock-Markets / Financial Markets 2019
Chris Vermeulen, Founder of The Technical Traders shares his thoughts on why this week is important for the US markets, gold, and oil. All of these are near strong support or resistance levels where if a break happens could result in an extended run. We breakdown the scenario for each market and level that are most important.
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Thursday, August 22, 2019
USD/JPY, USD/CHF, GBP/USD Currency Pairs to Watch Prior to FOMC Minutes and Jackson Hole / Currencies / Forex Trading
It’s often like this prior to market-moving events. Prices keep trading in a narrow consolidation, dropping subtle clues here and there. The context remains though, and coupled with the preceding price action, it allows to us to see the market tipping its hand. So, how have we prepared for what’s to come?
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Thursday, August 22, 2019
Retail Sector Isn’t Dead. It’s Growing and Pays 6%+ Dividends / Companies / Retail Sector
Seems like you can’t go a week without reading about the retail apocalypse.
I saw a recent headline that read, “75,000 Retail Stores Will Close by 2026.”
That may very well happen. But the idea that e-commerce giants like Amazon and Walmart will completely destroy brick-and-mortar retail is outrageous.
Sure, e-commerce sales are growing quickly—about 5% every year. But 90% of US retail sales still happen in person.
Thursday, August 22, 2019
Fed Too Late To Prevent US Real Estate Market Crash? / Housing-Market / US Housing
In Part I of this research, we highlighted the Case-Shiller index of home affordability and how it relates to the US real estate market and consumer economic activity going forward. We warned that once consumers start to shift away from an optimistic view of the economy, they typically shift into a protectionist stance where they attempt to protect wealth, assets and risk of loss while attempting to weather the economic storm.
We’ve seen this happen in 2008-09 as well as after the 9/11 attacks in the US in 2001. The process is always somewhat similar. Consumers start to react to pricing levels that are unaffordable and do so by trying to skimp on extraneous purchases like travel, new cars, credit card debt or other items that are not essential. The other thing that happens is that the lower tier borrowers (the “at-risk borrowers”) typically begin to become delinquent on debts and fall behind on their mortgage payments. This is how the process starts.
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Thursday, August 22, 2019
FREE Access EWI's Financial Market Forecasting Service / Stock-Markets / Financial Markets 2019
Dear Reader,
With the recent stock market volatility, millions of investors are wondering what's next.
And the fact that the typically wild fall season is approaching only makes it worse.
Our friends at Elliott Wave International -- who are celebrating 40 years in the business this year -- get it.
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Thursday, August 22, 2019
Benefits of Acrobits Softphone / Companies / SME
The spread of the SIP technology is accelerating, as companies and individuals recognize its immediate benefits. In days of yore, people could only call each other by landline. Now, we have a wide array of options, with cellular networks and Internet-assisted voice and video calls.
Not only has SIP made it possible to connect systems of different nature (VoIP with cellular or PSTN), but you can now make calls using your smartphones or tablets. Forget about costly international rates. Programs like Acrobits softphone with simple setup guides eliminate communication barriers cheaply and easily.
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Wednesday, August 21, 2019
How to Protect Your Site from Bots & Spam? / Companies / Cyber Crime
To ensure your business effectiveness and build up a strong brand, it necessary to establish a smooth operation of your website with no downtimes and system failures. That’s why we strongly recommend you to think about your site protection against bots and spam. You can use a single module for this purpose. In this case, the data protection will occur automatically, with no involvement from your side. The module will define whether it is a bot or a real visitor who tries to access your website. Based on the data, the system will block all possible malicious bots, whether it is spam, parsing, vulnerability search, etc.
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Wednesday, August 21, 2019
Fed Too Late To Prevent A US Housing Market Crash? / Housing-Market / US Housing
Real Estate is one of the biggest purchases anyone will make in their lifetime. It can account for 30x to 300x one’s annual income and take over 30 years to pay off. After you’re done paying for your property, now you have to keep paying to maintain it and to support the property taxes to keep it. What has happened to the US Real Estate market since the 2008-09 global credit market collapse and is the US Fed behind the curve?
Case-Shiller Home Price Index
One of the most common indicators used to measure national housing affordability and price trend is the Case-Shiller Home Price Index. In this chart, we are displaying the Case-Shiller National Home Price Index – including all markets in the US. It is fairly easy to see that in last 2016, on a national level, the Case-Shiller index had reached the 2006 peak level. After that, the new Trump economy pushed it even higher where we now near 210. This is a very uncommon level for this index and because we are in uncharted territory with this 210 ranking, it should concern everyone that a reversion maybe somewhere in our future.
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Wednesday, August 21, 2019
Gold and the Cracks in the U.S., Japan and Germany’s Economic Data / Commodities / Gold & Silver 2019
Talk of a synchronized world - all three economic superpowers are in a recession! The U.S. suffers from industrial recession, Japan from export recession, while Germany may fall into a broad economic recession. Will the gold market warm up to these news?
Recent U.S. Data Shows Industrial Recession
The recent inversion of the yield curve has sparked recessionary fears. Some of the newest pieces of the U.S. economic data confirm the gloomy outlook. For example, the industrial production fell 0.2 percent in July, the second drop in the past four months, according to the Federal Reserve, as one can see in the chart below. Although the scale of slump might be overstated due to the Hurricane Barry hitting oil production in the Gulf of Mexico, the industrial sector remains in a technical recession.
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Wednesday, August 21, 2019
The Gold Rush of 2019 / Commodities / Gold & Silver 2019
One side of my family has held a reunion every few years for more than four decades. It’s a big, raucous event filled with lots of food, many half-true stories about the past, and copious amounts of alcohol.In other words, it’s a not-to-be-missed event.
Hosting responsibilities transferred from one sibling at the oldest generation to the next, and then moved down a level. My relatives are spread across the nation. So, we’ve held the reunion in Minnesota, Wisconsin, the Upper Peninsula of Michigan, California, Texas, and Florida. Last week we gathered in Colorado, descending on Mt. Princeton Hot Springs Resort just outside of Salida.
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Tuesday, August 20, 2019
How to Play Interest Rates in US Real Estate / Housing-Market / US Housing
I can walk into a car dealership and drive away with a moving asset worth more than $130,000 in less than an hour. However, if I want to buy – or sell – an immovable object that’s always right where you left it, then I have to go through a million hoops.Home Sale And Home Purchase
Clearly, I’m frustrated with the latest twist in my home sale and purchase saga.
Everything started out pretty good. We listed the house, had a fair number of showings, no real bites, so lowered the price. And we negotiated with one couple, but before we settled on a number, another group jumped in and out-bid them. We came to an agreement and started the option/inspection/negotiation/appraisal process.
Tuesday, August 20, 2019
Stocks Likely to Breakout Instead of Gold / Stock-Markets / Stock Markets 2019
The funny thing is that gold and stocks currently seem to like the same thing: more money printing.Treasury bonds keep falling in rates and we’re seeing a slowing global economy despite Trump’s tax cuts and central banks leaning towards easing. That has hurt stocks a bit, as has the recent near break-off in trade negotiations with China. Markets were fearing a currency war now that the trade war is at an impasse.
So, no surprise gold has been rallying here. But for stocks, the surprise is that they’re holding up as well as they are considering the slow growth foreshadowed by the bond markets and trade impasses.
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Tuesday, August 20, 2019
The Tip of the Debt-Bomb Iceberg / Interest-Rates / US Debt
This week I wanted to bring your attention to a key development. And while overlooked by many, is part of the trigger that will set off the next financial crisis.All eyes were focused intently this week on US Treasury yields. And a lot of people might have missed what I believe will prove to be a very big event – after the dust from the next big implosion finally settles.
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Tuesday, August 20, 2019
Top 6 Tips to Attract Followers On SoundCloud / Personal_Finance / Social Media
Are you an aspiring artist looking to get more exposure? Then SoundCloud is the place to go. SoundCloud boasts of millions of users, with tens of thousands of new users joining every month. But one thing to note is that getting a good following on this platform is not as easy as many would want to make it look.
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